Working Capital Finance

HSBC can provide an efficient and flexible form of borrowing where you only pay interest for the time the money is used. At any time you can deposit money into the account to reduce the outstanding balance or withdraw money whenever you need as long as the overdraft limit is not exceeded. Interest is calculated daily based on the outstanding balance and is normally charged at the end of each month.

Benefits

• Easy to arrange.
• Provides the necessary cash flow to run your business smoothly.
• Allows better management of seasonal cash flow demands.
• Allows paying-down the funds and increasing the percentage of the used credit as required.