HSBC Credit Card

Application criteria:

• Individual aged 18 and above

Required documents:

• Account opening application form
  
• Identification card, Passport, Visa, Customs declaration
  
• Proof of address
  

• Vietnamese individuals or foreign residents aged 18 or above
  
• Monthly personal income of at least VND 6 million.
• Current residence in: Hanoi, Ho Chi Minh City, Dong Nai Province, Binh Duong Province, Long An Province, Da Nang City, Hue City, Hoi An City, Ba Ria - Vung Tau Province, Tay Ninh Province, Bac Ninh Province, Vinh Phuc Province, Hung Yen Province, Hai Duong Province, Hai Phong City, Can Tho City, Vinh Long City, Cao Lanh City, Sa Dec Town, Long Xuyen City.
  
• Employees of companies with at least three months of continual working experience or self-employed or owners of a business which has been operating for at least three years and which have held their current position for the last 12 months
  
• Salary paid into an HSBC Payroll Account
  

• Credit Card Application Form (original copy)
  
• ID card (a certified copy or the original ID to be crosschecked at the Bank. The date of issuance of the ID card must not exceed 15 years and include identifiable details and photo)
  
• In case the current residential address is the SAME as the address on the household registration book, the household registration book (a certified copy or the original ID to be crosschecked at the Bank)
  
• If the address is different, the KT3 (a certified copy or the original ID to be crosschecked at the Bank) is required in addition to the temporary residence (original copy with the seal and signature of the local authorities. The date of the certification must not exceed one month)
  
• Employment contract signed over one year ago (copy), or a certification letter stating the applicant's position, employment duration and salary (original)
  
• In case salary paid into an HSBC Payroll Account is not enough 3 months, customer need to provide bank statement (original) which reflects the applicant’s salary over the last three months
  
• The most recent telephone bill of their current residential address (or water supply bill or electricity bill)
  

• A credit card is an alternate means for making payment. When a payment is made on credit, it means the cardholder is not required to pay any money immediately for their purchases. The credit card issuing bank first pays the merchant for the purchases and the cardholder settles the transaction amount at a later stage.
  
• Cardholders can also withdraw cash from the credit card account (cash advance).
  
• A credit limit is assigned to each card. This is the limit the cardholder can spend or withdraw.
  
• A credit card also allows the consumer to 'revolve' their balance, i.e. not paying the full balance as indicated in the credit card monthly statement. However, the minimum payment amount indicated in the statement must be paid before the due date.
  
• A credit card is different to a debit card in that the former does not remove money from the cardholder's deposit account after every purchase or cash withdrawal.
  

• Vietnamese individuals or foreign residents aged 18 or above
  
• Earning a net monthly salary from VND 6 million, or earning a net monthly salary from VND 5 million and been employed for 2 years
  
• Currently residing in: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong , Hai Phong, or Can Tho
  
• Employees of companies with at least three months of continual working experience or self-employed or owners of a business which has been operating for at least three years and which have held their current position for the last 12 months
  
• Salary paid into an HSBC Payroll Account
  

• Personal Instalment Loan application form (original copy)
  
• ID card (a certified copy or the original ID to be crosschecked at the Bank. The date of issuance of the ID card must not exceed 15 years and include identifiable details and photo)
  
• In case the current residential address is the SAME as the address on the household registration book, the household registration book (a certified copy or the original ID to be crosschecked at the Bank)
  
• If the address is different, the KT3 (a certified copy or the original ID to be crosschecked at the Bank) is required in addition to the temporary residence (original copy with the seal and signature of the local authorities. The date of the certification must not exceed one month)
  
• Employment contract signed over one year ago (copy), or a certification letter stating the applicant's position, employment duration and salary (original)
  
• In case salary paid into an HSBC Payroll Account is not enough 3 months, customer need to provide bank statement (original) which reflects the applicant’s salary over the last three months
  
• The most recent telephone bill of their current residential address (or water supply bill or electricity bill)
  

*Note: The discount on interest rate is subject to change based on the time of loan disbursement.

Application criteria

• Policy Insured are Vietnamese citizens or foreigners; aged 15 days to 64 (65 for renewal of existing policy), working or residing in Vietnam.
  
• Policy holders must be at least 18 years old.
  

- Discount on group applications - Apply for Medical Care Insurance and Personal Safety Insurance

- Discount on premium rate for total premium collected - Apply for Medical Care Insurance

- Southern Vietnam

- Northern Vietnam