Account Comparison

	Savings Account	Current Account	Time Deposit	Online Saving Account
Purpose	Offers all the features of an everyday bank account including branch banking, plus interest on your savings	Offers all the features of an everyday bank account including branch banking, plus overdraft facility	Pays a fixed interest rate for a set term. A choice of terms and interest payment frequencies are available	Pays high flexible deposit interest rate with all online transaction features
Suitable for regular savings
Currency VND Foreign currency	USD, EUR, GBP, AUD, CAD, JPY, SGD, and HKD	USD, EUR, GBP, AUD, CAD, JPY, SGD, and HKD	USD, EUR, GBP, AUD, CAD, JPY, SGD, and HKD	-
Available Services Internet Banking PhoneBanking ATM Network HSBC Debit Card Bank Branch				- - -
Interest rate	Flexible deposit interest rate	-	The interest rate is fixed for a set term	Flexible deposit interest rate
Interest calculated	Daily	-	Daily	Daily
Interest paid	Semiannually	-	Monthly or at maturity	Monthly
Minimum tenor	-	-	1 week	-
Minimum deposit	VND 3,000,000 or equivalent in foreign currencies	VND 3,000,000 or equivalent in foreign currencies	VND 10,000,000 or 1,000 unit for foreign currencies	VND 1
Monthly Fee	Service charge of VND 200,000 if minimum monthly average balance falls below VND 3,000,000 equivalent in foreign currencies	Service charge of VND 200,000 if minimum monthly average balance falls below VND 3,000,000 equivalent in foreign currencies	-	-