HSBC Classic Visa Credit Card

With HSBC Classic Visa Credit Card, you will soon discover exclusive privileges that will give you the freedom to live your life the way you want it. Whether it's shopping, dining, traveling or entertaining, you'll get worldwide recognition from over 30 millions establishments and many more fabulous benefits.

What is a Credit Card?

A credit card is an alternate means for making payment. When a payment is made on credit, it means the cardholder is not required to pay any money immediately for their purchases. The credit card issuing bank first pays the merchant for the purchases and the cardholder settles the transaction amount at a later stage.
Cardholders can also withdraw cash from the credit card account (cash advance).
A credit limit is assigned to each card. This is the limit the cardholder can spend or withdraw.
A credit card also allows the consumer to 'revolve' their balance, i.e. not paying the full balance as indicated in the credit card monthly statement. However, the minimum payment amount indicated in the statement must be paid before the due date.
A credit card is different to a debit card in that the former does not remove money from the cardholder's deposit account after every purchase or cash withdrawal.

Eligibility for HSBC home&Away Privilege Programme. This programme enables cardholders to enjoy great merchant discounts at over 19,000 merchants in over 40 countries/territories.
Cardholders will have up to 45 days to repay their purchases without interest charges.
Minimum repayment. Cardholders can choose to repay as low as 5% of the balance in their monthly statement each month.
Fast and easy application process. Application can be submitted by mail and the card can be issued within days after receiving the completed application form together with the required documents.
Access and manage the HSBC credit card account, and download e-statement anytime anywhere through HSBC internet banking.
Activate the new credit card, check and settle the balance, request ATM PIN through HSBC PhoneBanking service.
The HSBC worldwide network. The credit card is accepted at over 30 millions establishments around the world and 20,000 merchants in Vietnam.
Easy access to cash. Withdrawal can be done at over 800,000 HSBC ATMs and ATMs displaying a Visa/PLUS logo around the world.
Offers better security. The HSBC credit card is a chip card, which reduces the chance of being copied for counterfeit purposes.
Make secured online purchase by registering and using Verified By Visa service.
Get fabulous gifts or vouchers from HSBC Rewards Programme simply by earning valuable reward points when making purchases anywhere with your HSBC Credit Card.

Vietnamese individuals or foreign residents aged 18 or above.
Monthly personal income of at least VND 5 millions.
Current residence in: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong , Hai Phong, Can Tho.
Employees of companies with at least 3 months of continual working experience or self-employed or owners of the business which has been operated for at least 3 years and must be in current position for the last 12 months.

Application criteria for Civil Servants only:

Vietnamese individuals are working in civil service industry in the middle management positions and 10 years or more of work experience (such as: ministries, government offices, schools, hospitals and equivalent) whose salary scale is regulated by the Government Decree 204/2004/ND-CP dated 14 December 2004.
Monthly personal income VND 2 millions.
Current residence in: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong , Hai Phong, Can Tho.

Step 1: Get an HSBC Credit Card Application Form

You can complete the online form (*); or
You can get a paper form by visiting one of HSBC branches/transaction offices.

Application Form for Civil Servants only

Step 2: Complete the Credit Card Application Form

Step 3: Prepare supporting documents

Step 4: Submit the form and supporting documents to HSBC

You can post your application to P.O. Box 704, Saigon Central Post Office, HCMC, Vietnam; or
You can drop your application to one of HSBC branches/transaction offices;

(*) If you complete the online form, please print out and sign on the confirmation page, return it with supporting documents to P.O. Box 980, Saigon Central Post Office, HCMC, Vietnam.