Non-Life Insurance

Car Insurance is an all-in-one auto insurance plan that takes care of all your motoring needs while offering many attractive benefits. Whenever and wherever you drive, you’ll have a worry-free trip as your car is now well-protected under this plan.

Comprehensive coverage:
- Compensation for any loss/damage to the insured car including unexpected accident; collision, overturn; fire, burning, explosion; natural catastrophe such as flood, landslide, thunderbolt, earthquake, hail, tsunami or total stolen car.
- Together with extensions of New-replacement indemnification without depreciation, Water damage, Optional garage at the Insured’s discretion.

Sum insured:
- At the commencement of the insurance policy, the Insured and Bao Viet Insurance shall agree on the actual market value of the insured’s car.
- In case that actual total loss or damage equals to or above 75% of the sum insured or to the extent that no repairment can make the car safe in transportation or the repairing cost equals to or exceeds the car’s actual value, Bao Viet Insurance will indemnify the Insured with cash value equivalent to its value right at time of accident.

Service:
- Immediate guidance on accident management and claim lodgment is offered via Bao Viet Insurance’s hotline nationwide.
- Free rescue service is delivered within a radius of 70km from Bao Viet Insurance’s rescue center in big provinces.

Non Claim Bonus

The insurance premium will be discounted for the following year(s) if there is no claim made for the insured car in the previous year(s).

• No claim made for 1 year: 10% discount of the basic rate
• No claim made within 2 consecutive years: 20% discount of the basic rate
• No claim made within 3 consecutive years: 30% discount of the basic rate.

Car Insurance (For HSBC Car Loan customers)	Car Insurance (Standard)

Car Insurance is underwritten by Bao Viet Insurance Corporation, 35 Hai Ba Trung St, Hanoi, Vietnam. It is not an obligation of, deposits in or guaranteed by HSBC Bank (Vietnam) Ltd. and any of its assignee, successor.

This webpage contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A copy of the Policy is available for inspection at Bao Viet Insurance Corporation. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.

Bao Viet Insurance Corporation's authorised agents or distributors, including HSBC Bank (Vietnam) Ltd. (together “the Agents”) are neither the underwriter nor broker for the customers. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this webpage. Under no circumstances, including, but not limited to negligence, shall the Agents or any party involved in creating, producing or delivering the webpage be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this webpage, even if the Agents have been advised of the possibility of such damages.

The Agents and/or their employees will receive a commission from Bao Viet Insurance Corporation in respect of this transaction. The Agents are not suppliers of the products and services and will not accept liability in relation thereto.

Issued by HSBC Bank (Vietnam) Ltd.