Non-Life Insurance

Home Insurance

Home Insurance can satisfy your individual home insurance needs with a range of comprehensive covers. Home Insurance offers benefits in two optional sections (Home Building and Home Content) integrated in one policy, which allows you complete flexibility in choosing the best way to protect your beloved home.

Insurance benefits

Scope of coverage

You can rest assured that your house will be protected both inside and out against common risks, including:

Fire, lightning
Explosions
Falling aircraft or other aerial device or any article dropped therefrom
Bursting or overflowing domestic water tanks, apparatus or pipes
Theft accompanied by actual forcible and violent breaking into or out of a building or any attempt to do so
Impact with the buildings by any road-vehicle, horse or cattle not belonging to nor under the control of the insured
Earthquake or volcanic eruption
Hurricane, cyclone , typhoon, or windstorm
Flood (including overflow of sea water).

The policy also extends to cover any of the following costs under the Home Building section:

Architects', surveyors' and consultant engineers' costs
Removal of debris costs
Fire brigade charges and extinguishing costs

Premium

Home Building premium

Your premium is calculated based on the Sum Insured (construction value) and years of usage.

Period of cover	Rate upon years of usage (on the Sum Insured)
	< 2 years	2-5 years	> 5 years
1 year	0.08%	0.09%	0.10%
3 years	0.17%	0.20%	0.22%

Home Content premium

Three fixed Home Content protection plans have been designed with varying values of Sum Insured (total value of Home Content) and premium for your convenience (all values expressed as Vietnam dong).

Plan option	A	B	C
Maximum limit of liability per claim	500,000,000	1,000,000,000	2,000,000,000
Premium of 1 year policy	950,000	1,400,000	2,700,000
Premium of 3 years policy	2,100,000	3,100,000	5,900,000

Home Insurance	Home Insurance (Assignment of benefits to HSBC)

Important notes

Home Insurance is underwritten by Bao Viet Insurance Corporation, 35 Hai Ba Trung Street, Hanoi, Vietnam. It is not an obligation of or guaranteed by HSBC Bank (Vietnam) Ltd. The information of this product may be amended by Bao Viet Insurance Corporation from time to time and HSBC Bank (Vietnam) Ltd. shall not be responsible for such amendment.

This webpage contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.

Bao Viet Insurance Corporation's authorised agents or distributors, including HSBC Bank (Vietnam) Ltd. (together "the Agents") are neither the underwriter nor broker for the customers. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this webpage. Under no circumstances, including, but not limited to negligence, the Agents or any party involved in creating, producing or delivering the webpage shall not be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this webpage, even if the Agents have been advised of the possibility of such damages.

The Agents are not suppliers of the products and shall not accept liability in relation thereto.

Issued by HSBC Bank (Vietnam) Ltd.