Medical Care Insurance - Benefit break-down table
|
Benefits |
Coverage Limit (in VND) |
||||
|
Classic |
Preferred |
Executive |
Deluxe |
||
|
Basic Benefits |
Policy Limit |
180,000,000 |
320,000,000 |
650,000,000 |
1,300,000,000 |
|
Hospitalisation & Medical Expenses |
2,700,000/day, up to 54,000,000 per year |
4,500,000/day, up to 90,000,000 per year |
9,000,000/day, up to 180,000,000 per year |
18,000,000/day, up to 360,000,000 per year |
|
|
Pre-treatment (30 days prior to hospital admission) and post-treatment (45 days after hospital discharge) |
3,600,000/year |
6,300,000/year |
9,000,000/year |
18,000,000/year |
|
|
Surgical expenses (excluding organ transplantation but covering out-patient surgery)* |
54,000,000/year |
90,000,000/year |
180,000,000/year |
360,000,000/year |
|
|
Daily hospital cash benefit (maximum 60 nights/ year) |
54,000/day, up to 3,240,000/year |
90,000/day, up to 5,400,000/year |
126,000/day, up to 7,560,000/year |
180,000/day, up to 10,800,000/year |
|
|
Organ transplantation (excluding the cost of organ)* |
81,000,000/year |
135,000,000/year |
270,000,000/year |
540,000,000/year |
|
|
Home nursing right after hospital discharge (maximum 15 days/ year) |
N/A |
2,700,000 |
3,600,000 |
5,400,000 |
|
|
Ambulance service (within Vietnam's territory) |
54,000,000/year |
90,000,000/year |
180,000,000/year |
360,000,000/year |
|
|
Burial or cremation cost |
1,800,000/event |
3,600,000/event |
5,400,000/event |
7,200,000/event |
|
|
Territorial scope |
Vietnam |
Vietnam |
Vietnam |
Vietnam & Asia & Worldwide** |
|
|
Additional Benefits |
Loss of income compensation |
90,000/day |
180,000/day |
270,000/day |
360,000/day |
|
Out-patient treatment |
5,400,000/year |
9,000,000/year |
12,600,000/year |
18,000,000/year |
|
|
Dental benefit |
5,400,000/year |
9,000,000/year |
18,000,000/year |
36,000,000/year |
|
|
Emergency medical evacuation |
360,000,000/year |
360,000,000/year |
900,000,000/year |
900,000,000/year |
|
|
Maternity benefit |
2,700,000/year |
9,000,000/year |
18,000,000/year |
36,000,000/year |
|
*The limit of the indemnity under surgical expenses & organ transplantation expenses is not accumulative. Only the higher limit of indemnity will be applied.
** Deluxe plan extends the territory limit to Asia region and Worldwide with only 25% and 50% top-up on 1 year total premium fee respectively.
