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Dual Currency Deposit

Dual Currency Deposit

Dual Currency Deposits (DCDs) are foreign currency linked deposits which allow you to potentially earn more on your investment from foreign exchange fluctuations. Your principal will be returned in either of the currency pair depending on exchange rate movements. The credit interest is always in the base currency.

What are your benefits?

  • Higher guaranteed interest rates compared to regular deposits
  • Chance to diversify your currency holding / portfolio
  • Hedge against foreign exchange fluctuations
  • Enhance rate of return with short-term tenors of typically 3-6 months
Dual Currency Deposit DCD example