Dual Currency Deposit

CURRENT OFFERS

AUD base linked to USD

Base currency:

AUD

Linked currency:

USD

Tenor:

1 month

Minimum amount:

Minimum of AUD 5,000. No maximum.

Minimum interest rate:

9.25% per year

Conversion Rate:

SPOT rate on 13 Feb 2012

Application Period:

06 – 10 Feb 2012

Start date:

15 Feb 2012

Fixing Date:

13 Mar 2012

Maturity date:

15 Mar 2012

Maturity Condition:

On the Fixing Date, if the Final Exchange Rate is equal or below the Conversion Rate, the principal amount will be returned in AUD. Otherwise, if the Final Exchange Rate is above the Conversion Rate, the principal amount will be returned in USD. The interest will be in AUD for both cases.

LAST OFFERS

AUD base linked to USD

Base currency:

AUD

Linked currency:

USD

Tenor:

1 month

Minimum amount:

Minimum of AUD 5,000. No maximum.

Minimum interest rate:

9.25% per year

Conversion Rate:

SPOT rate on 06 Feb 2012

Application Period:

31 Jan 2012– 03 Feb 2012

Start date:

08 Feb 2012

Fixing Date:

06 Mar 2012

Maturity date:

08 Mar 2012

Maturity Condition:

On the Fixing Date, if the Final Exchange Rate is equal or below the Conversion Rate, the principal amount will be returned in AUD. Otherwise, if the Final Exchange Rate is above the Conversion Rate, the principal amount will be returned in USD. The interest will be in AUD for both cases.