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Home Mortgage Loan ![]() |
Home Equity - Renovation ![]() |
Home Equity - Overseas Education ![]() |
Home Equity - Other purposes ![]() |
Car Loan ![]() |
Secured Overdraft ![]() |
Personal Instalment Loan ![]() |
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| Purpose | Own your dream home today! | Create a better living space for your family | Make your kid's academic come true | Achieve all your goals in life without worrying about capital support | Enjoy a drive of your life with your family | Fulfill your urgent need of cash before your Time Deposit tenor is up | Achieve your goals and enjoy your life to the fullest |
| Secured Loan | |||||||
| Minimum Income (VND) | 10 mio | 10 mio | 10 mio | 10 mio | 10 mio | N/a | 8 mio* |
| Loan To Value Ratio or Maximum Loan Amount (VND) | 70% | 60% | 60% | 60% | 70% | 95% of the value of VND Time Deposit or 80% of the value of Time Deposits in FCY** |
250 mio |
| Maximum Loan Tenor | 25 years | 15 years | 15 years | 15 years | 5 years | 1 years | 4 years |
| Step-down Interest Rate Scheme | |||||||
| Monthly Interest & Principle Repayment | ![]() Calculator |
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| Prepayment | |||||||
* For Civil Servants: 2 mio
** FCY: Foreign Currency