HSBC’s Personal Instalment Loan for Civil Servants

Are you pondering between a new scooter and an leisure trip with your family? Or between taking a quick advanced course to help your career and renovating your house to make it bigger and more comfortable? Why choose one when you can have both?

HSBC’s Personal Instalment Loan for Civil Servants will provide quick and effective solutions to make all your plans come true with the following benefits:

• High loan amount, up to 15 times your monthly salary, up to VND250,000,000
• Simple procedure, no pledge or warranty from your company is needed
• Flexible tenor, from 12 to 48 months depending on your financial situation
• Quick disbursement time, within 48 hours
• Fixed interest rate on reducing balance with fixed monthly instalment allows you to plan
• your budget and expenses

Get for free

• Savings account opening
• HSBC Debit Card
• Personal Internet Banking
• Automated Telephone Banking

• Vietnamese individuals working in civil service industry in the middle management positions with 10 years or more of working experience (such as ministries, government offices, schools, hospitals and equivalent) and whose salary scale is regulated by the Government Decree 204/2004/ND-CP dated 14 December 2004.
• Long-term residence in Hanoi, Ho Chi Minh City, Dong Nai Province, Binh Duong Province, Long An Province, Da Nang City, Hue City, Hoi An City, Ba Ria - Vung Tau Province, Tay Ninh Province, Bac Ninh Province, Vinh Phuc Province, Hung Yen Province, Hai Duong Province, Hai Phong City, Can Tho City, Vinh Long City, Cao Lanh City, Sa Dec Town, Long Xuyen City.
• Aged 18 to 60
• Monthly personal income from VND2 million and above

• Personal Instalment Loan application form (original copy)
• ID Card (a certified copy or the original ID to be cross-checked at the Bank). The date of issuance of the ID card must not exceed 15 years with identifiable details and photo
• Household Registration Book (a certified copy or the original to be cross-checked at the Bank)
• Additional submission of KT3 (a certified copy or the original to be cross-checked at the Bank) or Temporary Residence Card (original copy sealed and signed by the local authorities. The date of certification must not exceed 3 months) in case the current residential address is NOT the SAME as the address on the Household Registration Book
• The most recent telephone bill of the current residential address (or water supply bill or electricity bill)
• Copy of the latest letter of appointment, or Copy of the labour contract (showing customer’s name, position, scale, job grade and salary multiplier).