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Secured Overdraft
Fulfill your urgent need for cash before
your Time Deposit tenor is up!
your Time Deposit tenor is up!
You're in urgent need of cash. Fulfill your need with HSBC's Secured Overdraft before your Time Deposit tenor is up!
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Benefits
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Application criteria & Tools
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You're young, ambitious and just embarking on your exciting new career. You might need a new laptop, to upgrade your qualifications, or travel with friends.
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The wedding of a lifetime and a cozy new home to start a family of your own is a dream for every couple.
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Preparing to welcome a new addition to the family is always exciting. With the arrival of a new baby, there's always a lot to prepare.
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Are your kids aiming for overseas education? Does your family have big business aspirations for the future?
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Personal Loan
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Personal Loan
Mortgage Loan
Secured Overdraft
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Personal Loan
Home Equity - Renovation
Car Loan
Secured Overdraft
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Home Equity - Overseas
Education Home Equity - Renovation
Home Equity - Other purposes
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Application Criteria:
- Vietnamese or Resident Foreigners
- Aged 18 or above
- Maintain an operating Term Deposit account at HSBC
Documents required
- Home Mortgage Loan application form (original copy)
- Identification card (a certified copy or the original ID to be crosschecked at the Bank. The date of issuance of the ID card must not exceed 15 years with identifiable details and photo)
- Household registration book / Temporary residence book
- Marital Status Certificate
- Copy of purchasing house ownership certificate
- Proof of income
- Copy of other asset ownership certificates (if any)
Interest and fees
- No processing fee
- HSBC prime rate per annual
- Interest charged only on balance used, monthly interest repayment, principle repayment by end of tenor
