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HSBC Visa Gold Credit Card

HSBC Visa Gold Credit Card offers enhanced spending power, worldwide recognition the ability to earn rewards. Apply for our HSBC Visa Gold Credit Card to get added privileges with every purchase!

Top 4 reasons to own HSBC Visa Gold Credit Card

  • Discount of up to 40% on first year annual fee
  • Earn up to 3X Reward Points and redeem unlimited cashback, shopping vouchers, gifts and miles
  • Free Interest Installment Plans at many participating merchant outlets
  • Home & Away offers of up to 50% off

Exclusive privileges

Pamper yourself with home&Away attractive dining offers when you charge to your HSBC Visa Gold Credit Card.

Receive special discounts at your favorite stores:

  • Xu Restaurant: Discount 50% on drinks during Happy Hour, from Monday to Friday, 17:30 – 20:30

  • Shabu Kichoo Restaurant: Discount 10% on total bill

  • Mon Hue Restaurant: Discount 10% on total bill

  • Boniva Chocolate: Discount 15% on total bill

Terms & conditions apply.

Spending with HSBC Visa Gold Credit Card entitles you to many appealing offers.

Receive year-round discounts of up to 20% from HSBC home&Away:

  • Catwalk shoes: 15% off total bill

  • PNJ: Discount 3% on under 4-millimeter diamond jewellery and other jewellery

  • ILA Vienam: Discount 8% on English Adult courses and discount 5% on English Young Learner courses

  • Babyland: 10% off total bill

Terms & conditions apply.

Besides many of our local attractive offers, you can enjoy worldwide discounts of up to 50%.

Indulge yourself in a wide range of exclusive merchant discounts at more than 400 merchants & 1,500 outlets in Vietnam and over 19,000 offers in 160 countries & territories around the world.

Terms & conditions apply.

Interest-free Installment Plan at HSBC's selected merchants

Enjoy flexible payments at over 50 participating merchant outlets, from fashion stores to education and medical centres, with HSBC's Card Installment Plan. Enjoy INTEREST-FREE installment payments of up to 12 months at NO ADDITIONAL COST.

Diamond World
HTC Mobile
SBJ Jewelry
Tomei Gold & Jewelry
Wall Street English

Terms & conditions apply.

Installment Plan at Merchants of Your Choice

Do you wish you could have a new Macbook Pro Retina, the latest Burberry handbag or Bvlgari Diagono watch to call your own?

With HSBC Card's Installment Plan, you can use your HSBC Credit Card to make your dream a reality, and repay over 6, 9 or 12 months (instead of within 45 days) with a very low monthly interest rate

Terms & conditions apply.

Discover the world of fantastic rewards!

  • Explore our array of rewards from dining, shopping, entertainment, and much more

  • Enjoy no limit cash rebates

  • Free yourself from annual fee

Preferential Rewards

  • You will earn 1 Rewards Point for every VND 1,000 spent*.

  • Moreover, you can accelerate your Rewards Points whenever you use your card for overseas, online spending or local dining**.

Overseas Dining

Other Overseas Spending

Online Spending or Local Dining




Visit Rewards Page for more Information

Click here to visit our Online Rewards Catalogue

* Excluding cash advance, charges and fees
** Rewards Point Acceleration is effective from 01 January 2015. Double Rewards Point is expired after 30 December 2014.

At HSBC, spending is rewarding. You can redeem unlimited cash rebates besides many other appealing reward items.

You can convert your Reward points into cash with value of VND 100,000 or VND 200,000. The cash will be credited into your card account.

Terms & conditions apply.

Your spending can free you from annual fee.

You can use your Reward Points to pay annual fee on your credit card. Your HSBC credit card account will be credited accordingly.

Terms & conditions apply.

Travel the world with your HSBC Credit Card!

With over 1,000 destinations to choose from, your accumulated miles can be redeemed for award tickets from several of our airline partners (including Vietnam Airlines, Singapore Airlines, SilkAir, Cathay Pacific Airways, Thai Airways, Dragon Air, American Airlines...) with many other lifestyle rewards

Mile Conversion

Earn one Asia Miles, KrisFlyer or Golden Lotus Plus (GLP) mile with 45 Reward points*

Redeem your miles for flight award

* Minimum of 45,000 Reward Points are required for each conversion

Terms & conditions apply.

1. Click here.

2. Select Rewards Category.

3. Select item(s) for redemption.

4. Enter the quantity to redeem.

5. Click "Add Selections to Cart". You may continue to browse and redeem other items.

6. When you are done with your selection, click on "View Cart" to verify your redemption.

7. Click "Redeem now" to proceed.

8. Enter your Personal Internet Banking ID and password to confirm redemption. If you are not an Internet Banking customer yet, simply click here to register.
1. Dial our Contact Center at (84 8) 37 247 247

2. Follow the instruction: input your credit card number, phone PIN and code of the redemption item.


3. Press 2 3 to talk to our Customer Service Agent for redemption support.

Verified by Visa

You can now enjoy greater peace of mind when shopping online with your HSBC Visa credit cards when signing up for Verified by Visa.

Why is it secure?

Password protection:

  • You create a password of your choice – the service is available for all HSBC credit cards.

  • Use it like your ATM PIN (Personal Identification Number) – ensuring that only you can use your credit card online.

Additional protection with the personal message:

  • You can create your own personal message – further protection of your secure password.

  • You check your own personal message prior to entering your password – confirming that your transaction is authenticated by HSBC.

How does it work?

  • Register your Secure Online Payment Service Verified by Visa by logging on to HSBC Internet Banking and creating your password and personal message

  • Shop online at participating merchants and pay with your personal HSBC credit card which you have registered for the Secure Online Payment Service.

  • Verify that the authentication screen is genuine by checking the personal message is the one you have created at the time of registration.

  • Enter your password to authenticate the transaction and complete your online purchase

SMS Alert for Credit Card Transactions

Our SMS Alert for Credit Card Transactions will bring you greater peace of mind whenever you use HSBC Visa Gold Credit Card. An instant SMS Alert will be automatically sent to your registered mobile phone number right after you complete your Card transactions. This service applies for all purchase transactions, cash advance transactions and online purchases.

Frequently Asked Questions

Monthly SMS Payment Advice

Our monthly SMS payment advice enables you to make timely repayments and flexibly manage your finance.

HSBC ATM network

A new way to make Credit Card payment at Multifunction ATMs:

HSBC ATM network gives you a flexible way to manage your cash with convenient transactions e.g. withdrawals, deposits or transfers.

Features and Benefits:

  • Quickly and conveniently check your account balance and transactions

  • Free cash withdrawals at more than 1,000 HSBC and Techcombank ATMs in Vietnam

  • Free cash deposits at HSBC Multifunction ATMs

  • Free transfers between HSBC accounts in Vietnam

  • Convenient ways to make Credit Card payments:

    - Fund transfers between Savings Account/ Current Account and Credit Card account at HSBC ATMs. User guide

    - Cash payment into Credit Card account through HSBC Multifunction ATMs. User guide

    - Note: With these payment methods, your open-to-buy limit will be updated instantly.

Personal Internet Banking service

Manage your daily finances anytime, anywhere:

HSBC Personal Internet Banking service provides you a secure & convenient way to manage your daily finances.

Features and Benefits:

  • No registration fee, no annual fee & your first Security Device is issued free of charge.

  • Your finances & transaction information are protected by a sophisticated online security system.

  • Check your accounts & transaction history anytime, anywhere.

  • Free transfers between HSBC accounts in Vietnam.

  • Earn higher rates of interest by converting your balance to Online Time Deposit or Online Savings Account.

Automated Telephone Banking service

Convenient banking over the phone:

HSBC's Automated Telephone Banking service, accessible via our Contact Center (84 8) 37 247 247, enables you to manage your daily finances quickly, securely and conveniently.

Features and Benefits:

  • Hear instant account balance updates immediately after logging in

  • Enjoy the convenience of transferring funds between your own accounts at HSBC

  • Track your HSBC Credit Card or Personal Instalment Loan application status

  • Pay your HSBC Credit Card bill or redeem your Rewards point instantly

  • Learn about HSBC's exciting new promotional programmes

Mobile Banking service

All your daily financial matters at your fingertips:

HSBC Mobile Banking service helps you connect and complete transactions via your Internet Banking account even more conveniently using your mobile devices. Click here to find out more about supported mobile devices.


Supported mobile devices:

Features & Benefits:

  • Check account balances & your transaction history anytime, anywhere

  • Convenient transfers between HSBC accounts and other bank accounts

  • Pay your bills

  • Earn higher rates of interest by converting your balance to Online Time Deposits

  • View updated exchange rates & interest rates

  • Convenient access using your Internet Banking user name, password and Security Device

Application criteria

  • Vietnamese individuals or foreign residents aged 18 or above.

  • Monthly personal income of at least VND 12 million.

  • Current residence in: Hanoi, Ho Chi Minh City, Dong Nai Province, Binh Duong Province, Long An Province, Da Nang City, Hue City, Hoi An City, Ba Ria - Vung Tau Province, Tay Ninh Province, Bac Ninh Province, Vinh Phuc Province, Hung Yen Province, Hai Duong Province, Hai Phong City, Can Tho City, Vinh Long City, Cao Lanh City, Sa Dec Town, Long Xuyen City.

  • Employees of companies with at least 3 months of continual working experience or self-employed or business owners with at least 3 years of operating the business and must be in current position for the last 12 months.

Required documents

1.  Credit Card Application Form (Original Copy)

2.  Identify Proofs:

  • For Vietnamese: Copy (both sides) of identity card for both primary and supplementary card applicants (if any)

  • For Resident Foreigner: Copy of passport and Visa (copy of immigration chops if no Visa required)

3.  Address Proof:

  • One copy of any following document can be used for address proof in your own name for residential address (and copy of the permanent address if any): Family registration book, KT3, temporary residential certificate, valid ID, valid driving license, most recent utility bills or bank statements

4.  Income documents of the primary card applicant:

  • For Employed Applicant

    a. Copy of labour contract or Original copy of letter of employer showing applicant's information regarding time of service, title, salary and contract expiry date (if applicable)

    b. Original copy of bank statement showing the last 3 months salary if your source of income is from salary only and bank statement showing the last 6 months salary if your source of income is from base salary + commission or from commission only.

  • For Business Owner

    a. Copy of business license

    b. Original copy of latest 6 months bank statement in the name of business

    c. Copy of last year fiscal statement audited by tax department

How do I apply?

  • STEP 01
    Get an HSBC Credit Card Application Form
  • STEP 02
    Complete the Credit Card Application Form
  • STEP 03
    Prepare supporting documents
  • STEP 04
    Submit the form and supporting documents to HSBC
    • You can post your application to P.O. Box 980, Saigon Central Post Office, HCMC, Vietnam; or

    • You can drop your application to one of HSBC branches/transaction offices;

    (*) If you complete the online form, please print out and sign on the confirmation page, return it with supporting documents to P.O. Box 980, Saigon Central Post Office, HCMC, Vietnam.

  • STEP 05
    If you have further questions…

    Please call our HSBC Contact Center (84 8) 37 247 247.

Apply Now!

Apply for HSBC Visa Gold Credit Card to enjoy a world of privileges

or call HSBC Contact Center (84 8) 37 247 247 (press 2 then *)

Or you can compose an SMS message with content:

HSBC [Credit Card] [Full name]

and send to 8027 so we can contact you for further assistance.