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Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Save everyday for what matters by earning cash back for every spend

Annual fee

Primary Card: VND800,000, Supplementary Card: VND400,000

Free Interest Period

Up to 55 days

Who can apply?

Quick check

You can check the full eligibility criteria later
  • New HSBC customers or existing HSBC customers who don't have any active HSBC credit cards

  • Have a minimum monthly income transferred from a company account – VND9 million if you're a salaried Vietnamese citizen; or VND40 million if you're a self-employed Vietnamese citizen, a salaried foreigner or a business owner who's also a Vietnamese citizen

  • Working and residing in cities, provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong | Foreigners staying in Vietnam have residence permission in Vietnam for at least 12 consecutive months at the time of application

  • At least 21

Offers

Terms and conditions apply.

  • Get 1st year Issuance fee waiver for Primary Cardholders with value VND800K.

  • Get VND1 million cashback for making at least 3 purchase transactions with total spending of at least VND5 million within 60 days from the card’s issuance date. Get VND2 million cashback for making at least 3 purchase transactions with total spending of at least VND10 million within 60 days from the card’s issuance date.

Rewards

Terms and conditions apply

  • Get up to 8% cash back on Supermarkets and Grocery Stores.

  • Get UNLIMITED 1% cash back on Healthcare and Education spends.

  • Get UNLIMITED 0.3% cash back on all other spends.

Features

  • 0% interest instalment plan with low conversion fee (at any merchants of your choice with transaction amount from VND2m)

  • 0% interest instalment plan without fee (at selected merchants)

  • Credit Card Balance Conversion Plan

Benefits

Welcome benefits

Terms and conditions apply.

Interest Rate

36%/year

Cash Advance Fee at ATM (per transaction)

4%

Administration Fee Applied for Overseas Transactions (per transaction)

3.5%

What's next?

Please read the full product information before you apply.

Notes