Unlock a world of travel freedom
Instant reward redemption with an extensive selection of airline and hotel partners
Get a Welcome Offer of VND4,000,000 for new Primary Cardholders.
Open up a world of elevated travel
Earn accelerated points
Flexible card features
Spend, earn, and go further
Earn points and redeem them instantly[@cards-instantly]
Be spoilt for choice with instant miles and hotel points redemption with a wide range of airline and hotel partners such as Cathay Pacific, Singapore Airlines, Vietnam Airlines, AirAsia, Marriott Bonvoy and more.
- 3× Reward points for overseas spends[@reward-points-spend-limit]
- 2× Reward points for domestic travel spends[@reward-points-spend-limit]
- Unlimited 1× Reward points[@reward-unlimited-points-exclusions] for all other spends
Travel in style
Redeem your Reward points at a wide variety of airline and hotel partners, quickly and easily through the HSBC mobile banking app.
- Enjoy 4 complimentary airport lounge visits a year to over 1,300 global airport lounges (for primary cardholders only) - register now
- 12% discount for AGODA travel service booking service
- Complimentary airport rides 4 times a year from BE, capped at VND150,000 per trip
- Overseas administration fee only at 1.99%
- Exclusive travel and lifestyle services for Mastercard® cardholders
- Secure your personal data from identity theft or fraud with Mastercard ID Theft Protection™
- Peace of mind with complimentary travel insurance up to VND11.5 billion
Access card offers and rewards
- Convert your card purchases into flexible monthly instalments at 0% interest with no fees for up to 24 months at HSBC’s partner merchants. Or spend VND2million at non-partner merchants and enjoy preferential conversion fee from 1.99% - find out more
- With home&Away offers, get up to a 50% discount year round at hundreds of HSBC worldwide partners
- Up to 50% off dining, entertainment, shopping, travel, spa and beauty services - see daily offers
- Refer your friends to become primary HSBC credit cardholders and enjoy rewards of up to VND5 million - see referral offer
Who can apply?
To apply, you must:
- be at least 18 years of age.
- have minimum monthly income of:
- VND15 million for salaried earners who are Vietnamese and VND36 million for foreigners
- VND40 million for Vietnamese people who are self-employed or business owners
- live in one of the following cities and provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong
- have residence permission in Vietnam for at least 12 CONSECUTIVE months at the time of application, if you're a foreigner staying in Vietnam
Don't meet the above income requirements? You can apply for our credit card with a term deposit as collateral.
See what you need to apply
Fees and charges
Apply online in just a few easy steps. It'll only take minutes, and you'll soon be on your way to receiving your welcome gift.
Before applying, please make sure you read the information under the 'Who can apply?' section.