HSBC Premier Credit Card

Enjoy instant recognition and exciting privileges, all over the world.

Enjoy elevated privileges and enhanced rewards worldwide

The HSBC Premier Credit Card is designed exclusively for you as a Premier customer. Experience the premium travel and lifestyle privileges you deserve, plus an array of attractive rewards at home and abroad.

Apply now for HSBC Premier World Mastercard® Credit Card This link will open in a new window

Fly in comfort with complimentary airport lounge access (PDF) through the Mastercard Travel Pass app.

Leverage experiences with complimentary green fees (PDF) at golf clubs, exclusive privileges for hotels, spas, and dining, and 'By invitation only' events in investment, financial goals, and education.

Enjoy complimentary airport rides with Be App (PDF), airport FastTrack Services (PDF), and travel insurance (PDF) up to VND11.5 billion.

Earn up to 3× the Reward Points. Redeem your Reward Points for Lotussmile Miles, Asia Miles, KrisFlyer Miles, cashback or UrBox E-Vouchers. See more reward options.

Exceptional privileges with HSBC Premier Credit Card

Exclusive travel perks - in Vietnam and around the world

Travel in style and comfort with a range of complimentary airport services and privileges, just for our HSBC Premier customers.

Relax with priority airport lounge access (PDF) for up to 12 visits per year for the primary cardholder and a guest, to over 1,300 airport lounges worldwide via MasterCard Travel Pass
Complimentary airport transfer service (PDF) for up to 8 rides per year from Be
Beat the queues with airport Fast Track Services (PDF) (via HSBC Premier Concierge)
Enjoy peace of mind with complimentary travel insurance (PDF), offering cover up to VND11.5 billion

See more HSBC Premier privileges

Premium lifestyle offers and luxury experiences

Make your enviable lifestyle even better with daily premium offers from HSBC.

Enjoy exclusive offers at the best hotels, spas and restaurants
Take advantage of complimentary green fees (PDF) at participating golf clubs (via HSBC Premier Concierge)
Experience 'By invitation only' events for HSBC Premier customers, customised to your investment needs, education plans, and financial goals
Discover exclusive education offers for HSBC Premier customers from leading educational partners

Spend confidently - enjoy 3× the rewards

Earn unlimited extra Reward Points instantly with privileged access to world-class airline and hospitality partners:

3× Reward Points on insurance spends
2× Reward Points on eligible travel, airline, hotel, health & beauty and education spends
Unlimited 1× Reward points for all other spends

Learn more about the Premier Reward Program (PDF) This link will open in a new window

Things you should know

Who can apply?

To be eligible for an HSBC Premier Credit Card, you must be an HSBC Premier customer. To qualify for HSBC Premier in Vietnam, you must:

Maintain a minimum average monthly Total Relationship Balance (TRB) of VND1 billion or foreign currency equivalent, or
Receive a monthly salary of at least VND100 million into your HSBC accounts, or
Have a mortgage loan with a minimum outstanding balance of VND5 billion and a loan amount of less than 60% of the value of the mortgaged property, as well as monthly salary credits to an HSBC account (*)

(*) Available for a trial period of 12 consecutive months, after which you must qualify via Total Relationship Balance.

If you're an HSBC Premier customer in another country or region, you're already eligible to join Premier in Vietnam. Just get in touch with our Premier team to find out more.

This table shows some of the fees and charges for the HSBC Premier Credit Card.
Annual fee - primary card	Free
Annual fee - supplementary card	Free
Card issuance fee	Free
Cash advance fee at ATM (per transaction)	4% of cash advance amount, minimum VND 50,000
Finance charge	33% per year (free if no cash advance is used and the full statement balance is paid by due date of each credit card statement) The finance charge may be changed from time to time in accordance with the local regulatory requirements.
Minimum payment due	Includes the following: 5% of the outstanding balance* (minimum VND 50,000), and Any instalment repayment amount, and The greater of the overdue amount of over limit amount. *The outstanding balance is the statement balance amount less any instalment repayment amount.
Late charge	4% of minimum amount due (minimum VND 80,000 – maximum VND 630,000)
Administration fee for foreign currency transactions	0.9% of the transaction amount
Over credit limit fee	Free

This table shows some of the fees and charges for the HSBC Premier Credit Card.
Annual fee - primary card	Annual fee - supplementary card
Free	Free

Annual fee - primary card	Card issuance fee
Free	Free

Annual fee - primary card	Cash advance fee at ATM (per transaction)
Free	4% of cash advance amount, minimum VND 50,000

Annual fee - primary card	Finance charge
Free	33% per year (free if no cash advance is used and the full statement balance is paid by due date of each credit card statement) The finance charge may be changed from time to time in accordance with the local regulatory requirements.

Annual fee - primary card	Minimum payment due
Free	Includes the following: 5% of the outstanding balance* (minimum VND 50,000), and Any instalment repayment amount, and The greater of the overdue amount of over limit amount. *The outstanding balance is the statement balance amount less any instalment repayment amount.

Annual fee - primary card	Late charge
Free	4% of minimum amount due (minimum VND 80,000 – maximum VND 630,000)

Annual fee - primary card	Administration fee for foreign currency transactions
Free	0.9% of the transaction amount

Annual fee - primary card	Over credit limit fee
Free	Free

For more details, please refer to HSBC Premier Credit Card fees and charges (PDF) and HSBC Premier Tariff (PDF).

This table shows a summary of the limits that apply to your credit card.
Limit	HSBC Premier Credit Card
Physical card validity	5 years since issuance date, subject to terms and conditions mentioned in Credit Card Cardholder Agreement (PDF).
Credit limit	From VND 100 million to VND 1 billion
Purchase limit	Up to 100% of the credit limit (over limit is allowed within our accepted limit)
Cash withdrawal limit	Up to 30% of the credit limit, capped at VND 100 million per month; and limit of each transaction and each day is as following, depending on whichever lower: • Domestic: VND 16 million per transaction • Overseas: VND 16 million per transaction or VND 30 million per day
Supplementary cards	Up to 2 supplementary cards for direct relatives of the primary cardholder

This table shows a summary of the limits that apply to your credit card.
Limit	Physical card validity
HSBC Premier Credit Card	5 years since issuance date, subject to terms and conditions mentioned in Credit Card Cardholder Agreement (PDF).

Limit	Credit limit
HSBC Premier Credit Card	From VND 100 million to VND 1 billion

Limit	Purchase limit
HSBC Premier Credit Card	Up to 100% of the credit limit (over limit is allowed within our accepted limit)

Limit	Cash withdrawal limit
HSBC Premier Credit Card	Up to 30% of the credit limit, capped at VND 100 million per month; and limit of each transaction and each day is as following, depending on whichever lower: • Domestic: VND 16 million per transaction • Overseas: VND 16 million per transaction or VND 30 million per day

Limit	Supplementary cards
HSBC Premier Credit Card	Up to 2 supplementary cards for direct relatives of the primary cardholder

Please note:

Your overseas cash withdrawal limit is subject to State Bank of Vietnam (SBV) regulations
You can apply for a supplementary card for your spouse or family member but your credit limit won't increase. Instead, the total credit limit will be shared across both the supplementary cards and the primary card

Ready to apply?

HSBC Premier Credit Card is only available to HSBC Premier customers.

If you're already a Premier customer, you can ask your Relationship Manager to help with your credit card application.

To join HSBC Premier, just leave us your details and we will be in touch.

Leave your details This link will open in a new window

Discover a world of privileges that enhance and complement your unique lifestyle.

Give your children a priceless learning experience.

Discover the Visa debit card designed for Premier customers, and enjoy exclusive privileges to match your unique lifestyle.

Notes

(1) For details, please refer to the Terms and conditions apply.

HSBC Premier Credit Card

Enjoy elevated privileges and enhanced rewards worldwide

Experience a life full of privileges and global offers

Airport lounge privileges

Lifestyle perks

Curated travel benefits

Reward programme

Exceptional privileges with HSBC Premier Credit Card

Exclusive travel perks - in Vietnam and around the world

Premium lifestyle offers and luxury experiences

Spend confidently - enjoy 3× the rewards

Things you should know

Who can apply?

Important documents

Fees and charges

Card limits

Ready to apply?

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Notes