Enjoy greater convenience and financial flexibility with the HSBC Spend Instalment. Whether you use your HSBC Credit Card to invest in your childrens' education, buy the hottest gadgets, upgrade your household appliances or take a relaxing trip, now it's easy to break up your big purchases into affordable payments using the HSBC Vietnam app.
Benefits
- Flexible repayment periods (up to 36 months)
- Instant approval through the HSBC Vietnam app, no supporting documents required
- 0% interest rate (up to 12 month tenor)
- Low conversion fee
- Convert multiple transactions in one Spend Instalment
Works with all HSBC Credit Cards: Visa Classic Credit Card, Visa Cash Back Credit Card, Visa Platinum Credit Card, HSBC Premier Mastercard Credit Card
How it works
Shop with your HSBC Credit Card and convert the bill into equal monthly repayments.
Instalment Period (months) |
HSBC Visa Classic Credit Card Installment conversion | Other card types* Installment conversion fee (**) (Group 1) |
Other card types* Installment conversion fee (**) (Group 2) |
---|---|---|---|
3 | 1.99% | 1.99% | 2.99% |
6 | 4.49% | 4.49% | 5.49% |
9 | 5.49% | 5.49% | 6.49% |
12 | 6.49% | 6.49% | 7.49% |
Instalment Period (months) |
3 |
---|---|
HSBC Visa Classic Credit Card Installment conversion | 1.99% |
Other card types* Installment conversion fee (**) (Group 1) |
1.99% |
Other card types* Installment conversion fee (**) (Group 2) |
2.99% |
Instalment Period (months) |
6 |
HSBC Visa Classic Credit Card Installment conversion | 4.49% |
Other card types* Installment conversion fee (**) (Group 1) |
4.49% |
Other card types* Installment conversion fee (**) (Group 2) |
5.49% |
Instalment Period (months) |
9 |
HSBC Visa Classic Credit Card Installment conversion | 5.49% |
Other card types* Installment conversion fee (**) (Group 1) |
5.49% |
Other card types* Installment conversion fee (**) (Group 2) |
6.49% |
Instalment Period (months) |
12 |
HSBC Visa Classic Credit Card Installment conversion | 6.49% |
Other card types* Installment conversion fee (**) (Group 1) |
6.49% |
Other card types* Installment conversion fee (**) (Group 2) |
7.49% |
Instalment Period (months) |
HSBC Visa Credit Card - Installment conversion | HSBC Visa Credit Card - Monthly interest (***) |
Other card types(*) Installment conversion fee (**) (Group 1) |
Other card types(*) Monthly Interest (***) (Group 1) |
Other card types(*) Installment conversion fee (**) (Group 2) |
Other card types(*) Monthly Interest (***) (Group 2) |
---|---|---|---|---|---|---|
24 | 6.49% | 0.5% | 6.49% | 0.75% | 6.99% | 0.75% |
36 | 6.49% | 0.5% | 6.49% | 0.75% | 6.99% | 0.75% |
Instalment Period (months) |
24 |
---|---|
HSBC Visa Credit Card - Installment conversion | 6.49% |
HSBC Visa Credit Card - Monthly interest (***) |
0.5% |
Other card types(*) Installment conversion fee (**) (Group 1) |
6.49% |
Other card types(*) Monthly Interest (***) (Group 1) |
0.75% |
Other card types(*) Installment conversion fee (**) (Group 2) |
6.99% |
Other card types(*) Monthly Interest (***) (Group 2) | 0.75% |
Instalment Period (months) |
36 |
HSBC Visa Credit Card - Installment conversion | 6.49% |
HSBC Visa Credit Card - Monthly interest (***) |
0.5% |
Other card types(*) Installment conversion fee (**) (Group 1) |
6.49% |
Other card types(*) Monthly Interest (***) (Group 1) |
0.75% |
Other card types(*) Installment conversion fee (**) (Group 2) |
6.99% |
Other card types(*) Monthly Interest (***) (Group 2) | 0.75% |
(*) Other card types includes HSBC Visa Cash Back Credit Card, HSBC Visa Platinum Credit Card, HSBC Premier Mastercard® Credi Card®
(**) The installment conversion fee is applicable for each customer group as defined below:
- Group 1: Customers who have their credit cards opened more than 3 months, register for an installment plan via HSBC Vietnam Mobile App and have settled full monthly payment in the last 6 months.
- Group 2: Other customers who register for an installment plan via HSBC Vietnam Mobile App that not classified in Group 1.
(***) Monthly Interest is calculated monthly as a percentage of the original Instalment amount until the instalment period ends.
Instalment tenor | Total Instalment amount (VND) | Installment conversion fee by % | Installment conversion fee by amount (VND) | Monthly instalment amount (VND) |
---|---|---|---|---|
3 months | 5,500,000 | 1.49% | 81,950 | 1,833,333.33 |
6 months | 5,500,000 | 3.49% | 191,950 | 916,666.67 |
9 months | 5,500,000 | 4.49% | 246,950 | 611,111.11 |
12 months | 5,500,000 | 5.49% | 301,950 | 458,333.33 |
Instalment tenor | 3 months |
---|---|
Total Instalment amount (VND) | 5,500,000 |
Installment conversion fee by % | 1.49% |
Installment conversion fee by amount (VND) | 81,950 |
Monthly instalment amount (VND) | 1,833,333.33 |
Instalment tenor | 6 months |
Total Instalment amount (VND) | 5,500,000 |
Installment conversion fee by % | 3.49% |
Installment conversion fee by amount (VND) | 191,950 |
Monthly instalment amount (VND) | 916,666.67 |
Instalment tenor | 9 months |
Total Instalment amount (VND) | 5,500,000 |
Installment conversion fee by % | 4.49% |
Installment conversion fee by amount (VND) | 246,950 |
Monthly instalment amount (VND) | 611,111.11 |
Instalment tenor | 12 months |
Total Instalment amount (VND) | 5,500,000 |
Installment conversion fee by % | 5.49% |
Installment conversion fee by amount (VND) | 301,950 |
Monthly instalment amount (VND) | 458,333.33 |
Instalment tenor (months) | Total Instalment amount (VND) | One-off conversion fee by % | One-off conversion fee by (VND) | Monthly Interest (VND) | Monthly Instalment amount including monthly interest (VND) |
---|---|---|---|---|---|
24 | 5,500,000 |
6.49% |
356,900 |
41,250 |
270,416.67 |
36 | 5,500,000 |
6.49% |
356,900 |
41.250 |
194,027.78 |
Instalment tenor (months) | 24 |
---|---|
Total Instalment amount (VND) |
5,500,000 |
One-off conversion fee by % |
6.49% |
One-off conversion fee by (VND) |
356,900 |
Monthly Interest (VND) |
41,250 |
Monthly Instalment amount including monthly interest (VND) |
270,416.67 |
Instalment tenor (months) | 36 |
Total Instalment amount (VND) |
5,500,000 |
One-off conversion fee by % |
6.49% |
One-off conversion fee by (VND) |
356,900 |
Monthly Interest (VND) |
41.250 |
Monthly Instalment amount including monthly interest (VND) |
194,027.78 |
How to apply for our Spend Instalment
- Log on to your HSBC Vietnam app and select your credit card account
- Tap "Spend Instalment"
- Select which transactions you want to convert and your repayment plan
- Review and submit the application
Need more help? Watch our video to see how easy it is.
Important Information
Contact us
You can call our Contact Center on one of the following numbers:
Personal Banking customers: (84 28) 37 247 247 (the South) or (84 24) 62 707 707 (the North)
Platinum Credit Card holder (24/7): (84 28) 37 247 248
Premier customers (24/7): (84 28) 37 247 666
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Available on iOS version 13 or above and Android version 7.0 and above.
HSBC Vietnam app does not support any beta or unofficial releases for iOS and Android.
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