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Spend Instalment on HSBC Vietnam App

Convert your credit card purchases into flexible monthly instalments.

Enjoy greater convenience and financial flexibility with the HSBC Spend Instalment. Whether you use your HSBC Credit Card to invest in your childrens' education, buy the hottest gadgets, upgrade your household appliances or take a relaxing trip, now it's easy to break up your big purchases into affordable payments using the HSBC Vietnam app.


  • Flexible repayment periods (up to 36 months)
  • Instant approval through the HSBC Vietnam app, no supporting documents required
  • 0% interest rate (up to 12 month tenor)
  • Low conversion fee
  • Convert multiple transactions in one Spend Instalment

How it works

Shop with your HSBC Credit Card and convert your bill into equal monthly repayments.

You can repay over up to 12 months, with 0% interest and a preferential one-time conversion fee. Or, you can repay over 24 or 36 months and get a preferential one-time conversion fee and monthly interest rate. 

More information (PDF, 135kb).

Illustration (PDF, 125kb).

How to apply for our Spend Instalment

  1. Log on to your HSBC Vietnam app and select your credit card account
  2. Tap "Spend Instalment"
  3. Select which transactions you want to convert and your repayment plan
  4. Review and submit the application

Contact us

You can call our Contact Center on one of the following numbers:

Personal Banking customers: (84 28) 37 247 247 (the South) or (84 24) 62 707 707 (the North)

Platinum Cash Back, HSBC Live+ and TravelOne Credit Card holders (24/7): (84 28) 37 247 248

Premier customers (24/7): (84 28) 37 247 666

Already use Online Banking?

Available on iOS version 13 or above and Android version 7.0 and above.

HSBC Vietnam app does not support any beta or unofficial releases for iOS and Android.

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