Cashback Visa Card | Cash Rebate Credit Card

Product image of HSBC Visa Cash Back credit card

Enjoy monthly cash back

Enjoy flexibility and freedom by earning cashback for your everyday spending with HSBC Visa Cash Back Credit Card.

Receive VND 2,000,000 cash back for new Primary Cardholders

Apply online now for an HSBC Visa Cash Back Credit Card This link will open in a new window

Already have a credit card? Refer your friends and enjoy rewards of up to VND 5,000,000

What is cashback?

Cashback is a special feature you can enjoy on certain credit cards. If you hold such a credit card, you will receive a rebate on eligible transactions such as supermarket, education or insurance expenses. The cashback rate may vary depending on the type of transaction made.

What is a cashback credit card?

A cashback credit card lets you earn back a percentage of what you spent. The rebate will be credited to your primary credit card account. You can use it to make other purchases or repay your credit card balance.

Enjoy our exclusive features

Up to 8% Cash Back

for your spend at supermarkets and grocery stores

0.5% unlimited Cash Back

on other purchases

1% unlimited Cash Back

on insurance and education spendings

Up to 55 days

Interest free period

Terms & Conditions apply (PDF, 276KB)

Explore our card offers and rewards now

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home&Away Offers

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Offering all HSBC Credit Cardholders an array of fabulous benefits around the world.

Daily offers

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Up to 40% off on dining, entertainment, shopping, travelling, spa and beauty.

Happy Weekend

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Just use your HSBC Credit Card every Friday to Sunday to enjoy a host of great offers.

Who can apply

To be eligible for an HSBC Visa Cask Back Credit Card, you must meet the following requirements:

All applicants must be at least 18 years of age.
A minimum monthly income of:
- VND 9 million for salaried earners who are Vietnamese and VND 15 million for foreigners.
- VND 15 million for Vietnamese who are self-employed/ business owners.
Residing in cities, provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong.
Foreigners staying in Vietnam have residence permission in Vietnam for at least 12 CONSECUTIVE months at the time of application.
Not meet the above income requirements? You can apply for our Credit card with a term deposit collateral.

See what you need to apply:

Completed credit card application form
Identification documents of primary and supplementary applicant(s)
Current residential proof
Employment & Income documents of primary applicant

You will be required to submit these supporting documents (PDF, 307KB).

What you should know about credit cards

Regarding the credit card

User guide and tips

You may refer to some of Cash Back Credit Card Fees and Charges as below table
Type of fees and charges	Details
Annual Fee - Primary Card	VND800,000
Annual Fee - Supplementary Card	VND400,000
Cash advance fee at ATM (per transaction)	4% of cash advance amount (minimum VND50,000)
Minimum payment due	include the following amounts: 5% of the outstanding balance^* (minimum VND50,000), and any installment repayment amount^*, and the greater of the overdue amount or over limit amount ^The outstanding balance is statement balance amount less any installment repayment amounts ^**Applicable to installment transactions made from 28 Nov 2015
Finance charge	30%/ year (nil if no cash advance is used and the full statement balance is paid by due date each month) The finance charge may be changed from time to time in accordance with the local regulatory requirements
Late charge	4% of minimum amount due (minimum VND80,000 – maximum VND630,000)
Administration fee applied for foreign currency transactions	3.25% of each transaction amount
Over credit limit fee	VND100,000

You may refer to some of Cash Back Credit Card Fees and Charges as below table
Type of fees and charges	Annual Fee - Primary Card
Details	VND800,000

Type of fees and charges	Annual Fee - Supplementary Card
Details	VND400,000

Type of fees and charges	Cash advance fee at ATM (per transaction)
Details	4% of cash advance amount (minimum VND50,000)

Type of fees and charges	Minimum payment due
Details	include the following amounts: 5% of the outstanding balance^* (minimum VND50,000), and any installment repayment amount^*, and the greater of the overdue amount or over limit amount ^The outstanding balance is statement balance amount less any installment repayment amounts ^**Applicable to installment transactions made from 28 Nov 2015

Type of fees and charges	Finance charge
Details	30%/ year (nil if no cash advance is used and the full statement balance is paid by due date each month) The finance charge may be changed from time to time in accordance with the local regulatory requirements

Type of fees and charges	Late charge
Details	4% of minimum amount due (minimum VND80,000 – maximum VND630,000)

Type of fees and charges	Administration fee applied for foreign currency transactions
Details	3.25% of each transaction amount

Type of fees and charges	Over credit limit fee
Details	VND100,000

For more details, please refer to our Personcal Banking Tariff (PDF, 506KB)

Apply online now

Complete the online application now to enjoy VND 2,000,000 cash back
for new Primary Cardholders

Apply online now for an HSBC Visa Cash Back Credit Card This link will open in a new window

Please make sure you've read the information under Who can apply and What you should know sections.

Select the 'Apply online' button.
Choose the sign-up gifts you want and select 'Continue application'.
Enter your details to receive a security code via SMS.
Enter the security code.
Follow the instructions on the screen to continue your application.
Prepare and upload the required documents.
Submit your completed application.

We'll process your application within the next 1-2 working days.

Sharing is caring

When sharing with friends means more fun, go with it

Refer your friends and family to be primary HSBC Visa Credit Cardholders and enjoy rewards of up to VND 5,000,000.

Refer now to enjoy rewards of up to VND 5,000,000 This link will open in a new window

Earn cash back each time your loved ones spend

Your family members can enjoy all benefits and promotions of your primary Credit Card. Share and relish the memorable time with your loved ones.

Apply for Supplementary Credit Card to enjoy the benefits of our supplementary card

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Frequently asked questions

The application of additional 2% Cash Back apply for those having Salary credits to HSBC system* from 1st day to last day of the first month (both days inclusive). Customers will be eligible for additional Cash Back rate for Supermarket and Grocery Stores purchases latest from the 7th working day of the 2nd month (1st month is the month customers credits monthly salary to HSBC account) to end of the 6th working day of the 3rd month. The additional Cash Back rate will be continuously applied if Customers keep receiving salary to HSBC accounts in the following months.

*Note: Salary credits will be counted according to prevailing HSBC’s policy.

Scenario 1: Customer A receives salary to HSBC account in Aug 2018. As such, 12th Sep 2018 is the 7th working day of the 2nd month (since 2nd Sep 2018 is National holiday). Hence, for Supermarket and Grocery Stores purchases:

6% cash back rate applies before 12th Sep 2018
8% cash back rate applies from 12th Sep to 8th Oct 2018

If customer A keeps receiving salary to HSBC account in the following months, the 8% cash back rate will be continuously applied.

Scenario 2: Customer B receives salary to HSBC account in Sep 2018. As such, 9th Oct 2018 is the 7th working day of the 2nd month. Hence, for Supermarket and Grocery Stores purchases:

6% cash back rate applies before 09th Oct
8% cash back rate applies from 09th Oct to 8th Nov

If customer B then does not receive salary to HSBC account in Nov 2018, the 8% cash back rate will last until end of 10th Dec 2018. From 11th Dec 2018, the standard 6% cash back rate will be applied.

Scenario 3: Customer C receives salary to HSBC account in Jan 2019. As such, 18th Feb 2019 is the 7th working day of the 2nd month (assuming Tet holiday is tentatively from 4th to 8th Feb 2019). Hence, for Supermarket and Grocery Stores purchases:

6% cash back rate applies before 18th Feb 2019
8% cash back rate applies from 18th Feb to 8th Mar 2019

If customer C keeps receiving salary to HSBC account in the following months, the 8% cash back rate will be continuously applied.

Cash Back will be automatically credited into the Cardholder's account on the next working day after the billing cycle day. Details of the amount credited will appear on the next billing cycle card statement.

Cards are voluntarily or involuntarily closed; or
Cards are terminated; or
There is any fraud and abuse relating to the earning of Cash Back; or
The Cardholder(s) breach any terms and conditions of the HSBC Credit Card Cardholder's Agreement.

Cash Back can be used to offset with any future retail purchases or offset with any negative earned Cash Back, but cannot be transferred, withdrawn as cash or used to offset the Card payment.