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Home Equity

HSBC Home Equity Loan

Make your vision a reality with HSBC's Equity Loan.


  • Fast and easy arrangement of loans at competitive prices
  • Loan amount up to 60% of the house value
  • From 7.99% p.a fixed rates of up to 5 years.
  • Long loan tenor up to 15 years
  • Pay less through our reducing-balance options

Eligibility criteria

  • Vietnamese individuals or Vietkieu
  • Age from 18 to 65
  • Monthly personal income of at least VND 10 million
  • Local residents living in Hanoi, HCMC, Dong Nai, Binh Duong, Long An, Ba Ria Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong , Hai Phong, Danang, Hoi An City, Tam Ky (Quang Nam), Hue City (Hue)
  • Mortgaged property must be located in Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong and minimum value is VND 800 million OR located in Danang and minimum value is VND 500 miilion

Documents required

  • Loan application form (original copy) 
  • Identification card (a certified copy or the original ID to be crosschecked at the bank. The date of issuance of the ID card must not exceed 15 years with identifiable details and photo)
  • Household registration book / Temporary residence book
  • Marital Status certificate
  • Copy of purchasing house ownership certificate
  • Proof of income 
  • Copy of other asset ownership certificates (if any)

Apply by phone

Call us on:

(84 28) 37 247 247(the South) 

(84 24) 62 707 707 (the North)

Lines are open 8am to 10pm daily.

Frequently Asked Questions

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