HSBC Secured Overdraft

You're in urgent need of cash. Fulfill your need with HSBC's Secured Overdraft before your Time Deposit tenor is up.


  • Can be used for personal expense purposes
  • Overdraft line up to 95% of the value of VND Time Deposit or 85% of the value of Foreign Currency Time Deposit
  • Long loan tenor up to 12 months
  • Quick disbursement within 3 hours
  • Simple procedure, no more documents required

Eligibility criteria

  • Vietnamese or resident foreigners
  • Aged 18 or above
  • Maintain an operating Term Deposit account at HSBC

Things you should know

  • No processing fee
  • HSBC prime rate per annual
  • Interest charged only on balance used, monthly interest repayment, principle repayment by end of tenor

Apply by phone

Call us on:

(84 28) 37 247 247(the South) 

(84 24) 62 707 707 (the North)

Lines are open from 8am to 10pm daily.

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