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Secured Overdraft

Fulfill your personal needs while enjoying attractive interest rates on fixed deposits

Why is this good for you?

Having an arranged overdraft could come in handy if you need some short-term funds to serve your personal expense purposes.

  • Interest Rate from 5.5% p.a.
  • High overdraft line limit
    up to 90% of the value of VND Time Deposit or 85% of the value of Foreign Currency Time Deposit
  • Long loan tenor
    You could have the loan tenor up to 12 months
  • Simple procedure
    We have quick disbursement processing, within 3 hours with no more additional documents required

Explore the rates and fees

Interest rate = Prime rate + Spread
Prime Rate Mass Spread
6.25% p.a. -0.75% p.a.
Interest rate = Prime rate + Spread
Prime Rate 6.25% p.a.
Mass Spread -0.75% p.a.

Important note:

  • No processing fee
  • Prime Rate is an internal HSBC decided rate and may change vary from time to time
  • Interest charged only on balance used, monthly interest repayment, principle repayment by end of tenor
  • No early repayment fee

Eligibility and How to apply

Frequently Asked Questions

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