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Personal Safety Insurance

Today, peace of mind is never far away

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Personal Safety Insurance

At HSBC, we can give you and your loved ones peace of mind from the unexpected, with Personal Safety Insurance – an efficient personal safety plan provided exclusively for HSBC customers by Bao Viet Insurance Corporation. The plan offers protection at minimal cost with considerable lump sum benefit in the case of death or serious injury through personal accident anywhere.

Why choose exclusive Personal Safety Insurance?

  • Exclusively distributed via HSBC online channel
  • Offer 2 plans of Personal Safety Insurance to suit your budget and your needs
  • Be protected 24 hours a day, even when traveling abroad
  • Get up to VND 840,000,000 lump sum benefit if the insured person is dead or permanent and totally disabled or permanent and partially disabled from accidents
  • Receive medical expenses up to VND 16,800,000 per year to help the insured person recover from an accidental injury; and weekly benefit of VND 840,000 per week, up to 24 weeks in case loss of income ability resulting from an accident.

Find out more about terms & conditions.

Compare Personal Safety Insurance Plans

  Plan A (VND) Plan B (VND)
Annual Premium 588.000 1.176.000
Benefit Options    
Death 504.000.000
840.000.000
Permanent total disablement
504.000.000
840.000.000
Permanent partial disablement
504.000.000
840.000.000

 

Medical expenses (per annum)

Not Applicable
16.800.000
Weekly benefit
Not Applicable 840.000/week x 24 weeks

Compare Personal Safety Insurance Plans

  Annual Premium
Plan A (VND) 588.000
Plan B (VND) 1.176.000
  Benefit Options
Plan A (VND)  
Plan B (VND)  
  Death
Plan A (VND) 504.000.000
Plan B (VND) 840.000.000
  Permanent total disablement
Plan A (VND) 504.000.000
Plan B (VND) 840.000.000
  Permanent partial disablement
Plan A (VND) 504.000.000
Plan B (VND) 840.000.000
 

 

Medical expenses (per annum)

Plan A (VND) Not Applicable
Plan B (VND) 16.800.000
  Weekly benefit
Plan A (VND) Not Applicable
Plan B (VND) 840.000/week x 24 weeks

Eligibility and Apply now

  • Policy Insureds are Vietnamese citizens or foreigners aged 18 to 65 years old who legally reside in Vietnam.
  • Policyholders must be at least 18 years old.
  • Anyone who physically locates in the United States of America either on a temporary or permanent basis or anyone who maintains any address, including, but not limited to any correspondence, residential or permanent address in Japan is not eligible to apply for Personal Safety Insurance.

Key Exclusions

  • Personal Safety Insurance covers for accidents happening when the insured person participates in most kinds of sports and leisure activities but the following sports and activities are specifically excluded, named Aqualung diving, Boxing, Climbing, Flying except Air travel and others as specified in the Policy Wordings of this product;
  • Consequences upon the insured person committing or attempting to commit suicide or the insured person's own criminal or felonious act or upon war, invasion act of foreign enemy;
  • Bodily injury directly or indirectly arising out of or consequent upon or contributed to by the insured person being under the influence of drug or narcotics or use of alcohol with the concentration exceeding the one defined in the current local motor vehicle laws;

And other detailed exclusions as specified in the Policy Wordings.

Things you should know

  • Personal Safety Insurance is a one-year term policy and will not be automatically renewed.
  • Prior to your policy's expiry date, an email of reminder will be sent to you for renewal decision. Your email address is required to receive the reminder and to go through the online renewal process.
  • Premium payment should be made before the expiry date of the current policy to ensure the continuity of your Personal Safety Insurance.

Make a claim

In the event of unexpected accidents that may cause you bodily harms, medical expense, injury or death, the Insured or the Beneficiary needs to give written notice (fill in the Claim Form) to Bao Viet within fourteen (14) days and submit claims documents within one (01) year from the date of accident to Bao Viet's claim centers at one of the following addresses:

No Area Address
1 Northern Area

Accident & Healthcare Claims Division – Bao Viet Insurance Corporation

No.104 Tran Hung Dao Street, Cua Nam Ward, Hoan Kiem District, Hanoi

2

 

Central Area

No.7 Insurance Department, Bao Viet Da Nang, No.97 Tran Phu street, Hai Chau District, Danang City
3 Southern Area Personal Insurance Department, Bao Viet Sai Gon, 1st floor, No.233 Dong Khoi street, Ben Nghe ward, District 1, Ho Chi Minh City
No 1
Area Northern Area
Address

Accident & Healthcare Claims Division – Bao Viet Insurance Corporation

No.104 Tran Hung Dao Street, Cua Nam Ward, Hoan Kiem District, Hanoi

No 2
Area

 

Central Area

Address No.7 Insurance Department, Bao Viet Da Nang, No.97 Tran Phu street, Hai Chau District, Danang City
No 3
Area Southern Area
Address Personal Insurance Department, Bao Viet Sai Gon, 1st floor, No.233 Dong Khoi street, Ben Nghe ward, District 1, Ho Chi Minh City

Frequently Asked Questions

Important information

Personal Safety Insurance is underwritten by Bao Viet Insurance Corporation, 104 Tran Hung Dao Street, Hoan Kiem District, Hanoi, Vietnam. It is not an obligation of or guaranteed by HSBC Bank (Vietnam) Ltd. The information of this product may be amended by Bao Viet Insurance Corporation from time to time and HSBC Bank (Vietnam) Ltd. shall not be responsible for such amendment.

This webpage contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.

BaoViet Insurance Corporation authorised agents or distributors, including HSBC Bank (Vietnam) Ltd. (together "the Agents") are neither the underwriter nor broker for the customers. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this webpage. Under no circumstances, including, but not limited to negligence, the Agents or any party involved in creating, producing or delivering the webpage shall not be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this webpage, even if the Agents have been advised of the possibility of such damages.

The Agents are not suppliers of the product and shall not accept liability in relation thereto. 

Issued by HSBC Bank (Vietnam) Ltd.