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Credit cards

A credit card can help you manage your cash flow and make purchases you'll pay off later. Before deciding which credit card to apply for, let's have a look at our credit cards and valuable tips on what you value most and how to use them wisely.

HSBC Visa Platinum Online Credit Card welcome offer

Get a welcome offer of no annual fee in the first year (worth VND800,000) and cashback of VND1 million for new cardholders.

Types of credit cards

What are you looking for in a credit card? The one you can use for every purchase or high-value spends, for your precious family moments, or for superior premier exclusive benefits?

At HSBC, we have a variety of cards to suit every lifestyle.

Before you get a credit card

Get off to the best start possible by making sure you understand the finer details.
Do you want to apply for a credit card but you're not sure what's involved? This article will guide you through the process of applying for a credit card at HSBC.
It's simple and safe to apply for a credit card online. Follow our step-by-step instructions to apply from the comfort of your home.
Hand with credit card; image used for HSBC Vietnam How do credit cards work article page
Don't quite understand how credit cards work? Our guide answers the most common questions asked.
a woman handing over an HSBC card above a coffee table; image used for what is a visa card article page
We explain the pros and cons between different types of VISA cards and whether you should have one for your daily activities.
To know more about the max number of credit cards that an individual should have, here is a list of key factors to consider while getting multiple credit cards.
Find out more about credit card cash advances and other cost-saving alternatives when you're in need of cash.
a family of three playing VR games on a sofa
Take a closer look at the credit card instalment plans and learn how to save money with them.
No proof of income? No problem. You can still get an HSBC credit card with all of our great benefits and rewards, including exclusive welcome gifts for new cardholders. Find out more about which HSBC card is right for you.
Learn about our efforts to lower our carbon footprint and reduce plastic waste, including recycled credit and debit cards.

Make the most of your credit card

If you have questions about how to use your card, how to get the most out of the benefits, or just want to make sure you're developing good habits, these guides can help.
What are credit card interest, finance charges? Read to learn more about credit card interest, fees, how they are calculated, and how to avoid incurring them.
Paying off your HSBC credit card balance becomes easier than ever with many convenient ways. Make your repayments on time and become a smart credit card user!
Learn more about how HSBC credit cards help you get the most out of online shopping benefits, including cashback.
Find out your credit limit so you can spend wisely with your credit card.
Learn about the interest-free period on your credit card to optimise your spending.
A woman writing in notebook with a laptop aside; image used for how to avoid credit card fees article page.
Become a savvy credit card user with our top 8 tips on how to avoid credit card fees.
Smiling woman shopping; image used for HSBC Vietnam Insiders' tips on using your credit card article page
From managing your spendings to building credit, here are 8 tips to help you make the most of your credit card.
a young couple sitting on a sofa holding a tablet and an HSBC card; image used for HSBC Vietnam understanding your credit card statement article page.
If there's something confusing on your credit card statement, our guide may be able to help.
Happy family of three sitting with luggage on sofa in living at home; image used for HSBC Vietnam Credit card rewards explained article page
See how credit cards give you spending rewards and benefits such as cashback, evouchers or air miles.