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Visa Platinum Credit Card

Good for families

A smart investment for you and your loved ones. Experience a host of tailor-made privileges for HSBC Visa Platinum Credit cardholders.

Earn x5 Reward Points for domestic dining spends on weekend
Earn x5 Reward Points for overseas spends
Enjoy 6% off flight and hotel bookings on Traveloka app
Complimentary global travel insurance up to VND 11.5 billion
Up to 40% discount on dining, entertainment, shopping
Free 01 drink and popcorn for every purchase of two 2D CGV tickets

Sign-up offer

Get VND 2,000,000 cash back and instant discount on 75% first year Annual Fee for Primary Cardholders.

All applicants must be at least 18 years of age.
A minimum monthly income of:
- VND 18 million for salaried earners who are Vietnamese and VND 36 million for foreigners.
- VND 40 million for Vietnamese who are self-employed/business owners.
Residing in cities, provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong.
Foreigners staying in Vietnam have residence permission in Vietnam for at least 12 consecutive months at the time of application.
Not meet the above income requirements? You can apply for our credit cards with a term deposit collateral.

Find out more about the HSBC Visa Platinum Credit Card

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Visa Cashback Credit Card

Good for monthly cash back

Save everyday for what matters by earning cash back for every purchase.

Earn up to 8% cash back for your daily spending at supermarkets and grocery stores
Get unlimited 1% cash back on insurance and education spends and 0.5% for other spending
Up to 40% discount on dining, entertainment, shopping

Sign-up offer

Get VND 1,000,000 cash back for new Primary Cardholders.

All applicants must be at least 18 years of age.
A minimum monthly income of:
- VND 9 million for salaried earners who are Vietnamese and VND 15 million for foreigners.
- VND 15 million for Vietnamese who are self-employed/business owners.
Residing in cities, provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong.
Foreigners staying in Vietnam have residence permission in Vietnam for at least 12 consecutive months at the time of application.
Not meet the above income requirements? You can apply for our credit cards with a term deposit collateral.

Find out more about the HSBC visa cashback credit card

Apply online for an HSBC Visa Cash Back Credit Card This link will open in a new window

Visa Classic Credit Card

Good for everyday rewards

Earn rewards and enjoy exclusive privileges for your daily spending.

Get 1 Reward Points for every VND 1,000 spent
Earn 1 air mile with every 45 Reward Points
Redeem gift vouchers, air miles or cash back with your Reward Points
Up to 40% discount on dining, entertainment, and shopping

Sign-up offer

Get VND 800,000 cash back for new Primary Cardholders.

All applicants must be at least 18 years of age.
A minimum monthly income of:
- VND 6 million for salaried earners who are Vietnamese and VND 15 million for foreigners.
- VND 15 million for Vietnamese who are self-employed/business owners.
Residing in cities, provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong.
Foreigners staying in Vietnam have residence permission in Vietnam for at least 12 consecutive months at the time of application.
Not meet the above income requirements? You can apply for our credit cards with a term deposit collateral.

Find out more about the HSBC visa classsic credit card

Apply online for an HSBC Visa Classic Credit Card This link will open in a new window

Product image of HSBC Premier MasterCard Credit Card

Premier World Mastercard®

For a life full of life

HSBC Premier sets the world before you with exclusive privileges and rewards.

Free annual fee
Healthcare Concierge Hotline for HSBC Premier World Mastercard Cardholder and family
Airport Lounge Services from Lounge Key
Education offers for you and your children

Maintain a minimum Total Relationship Balance (TRB) of VND 1 billion (~USD 50,000) or its foreign currency equivalent; or
Receive a monthly salary of at least VND 100 million into your HSBC accounts; or
Hold a mortgage with minimum value at VND 2.5 billion and loan amount less than 60% of the value of the mortgaged property and salary credited to your HSBC account.

Find out more about the HSBC premier mastercard

Apply now for an HSBC Premier Mastercard This link will open in a new window

When sharing with friends means more fun, go with it

Refer your friends and family to be primary HSBC Visa Credit cardholders and enjoy rewards of up to VND 5,000,000.

Refer now to refer your friends and get rewards This link will open in a new window

Tips and guides

How do credit cards work? to learn more about how do credit card works

Are you looking to apply for a credit card, but don't quite understand how they work? Our guide answers the most common questions asked.

A woman writing in notebook with a laptop aside; image used for how to avoid credit card fees article page.

How to avoid credit card fees to learn more about how to avoid credit card fees

Understanding types of credit cards fees, when they might apply and how to avoid them, you'll manage your credit cards effectively and become a savvy credit card user.

Happy family of three sitting with luggage on sofa in living at home

Credit card rewards explained to learn more about our credit card rewards

Some credit cards give you spending rewards and benefits such as cashback and air miles. Learn what a reward card is, how to earn reward points, and more.

Insiders' tips on using your credit card to learn more about our tips on using credit cards

A credit card can help you manage your spending and could be a way to build your credit rating. Here are a few tips on how to use a credit card effectively.

a young couple sitting on a sofa holding a tablet and an HSBC card; image used for HSBC Vietnam understanding your credit card statement article page.

Understanding your credit card statement to learn more about Understanding your credit card statement

Our guide can help you learn how to read your credit card statement and check your credit balance, so you can avoid paying extra finance charges.

Card offers and rewards

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home&Away offers

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Offering all HSBC Credit cardholders an array of fabulous benefits around the world.

Daily offers

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Up to 40% off on dining, entertainment, shopping, travelling, spa and beauty.

Happy Weekend

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Just use your HSBC Credit Card every Friday to Sunday to enjoy a host of great offers.

Reward programme

Earn reward points and redeem for attractive gifts, airline miles with HSBC Credit Card.

Explore more credit card features

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Online Bill Payment

Enjoy trouble-free and secure online bill payments with either your Current/ Savings Transactional Account or Credit Card.

Find out more to check to Online Bill Payment

Supplementary Credit Card

Spread your love – share and enjoy the same privileges, conveniences and rewards with your loved ones.

0% Interest Instalment Plan Program

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Get your favorite items instantly with 0% interest instalment plan, tenors up to 24 months.

Samsung Pay

find out more about Samsung Pay

Experience an easy, fast and secure mobile payment service and enjoy great benefits dedicated for Credit cardholders.

Balance Conversion Plan

Convert outstanding credit card balances into affordable monthly instalments.

Contactless

Enjoy hassle-free spending experience with a simple tap of your HSBC Credit Card.

Auto Bill Payment

Effortlessly taking care of your bills, comfortably reaping offers.

What you should know

What can I do with an HSBC credit card?

With HSBC credit card, you can:

Purchase goods and services with your HSBC credit card in Vietnam and when you are traveling overseas at 30 million retailers displaying a Visa logo.
Access cash from your credit card account with your card and PIN at HSBC ATMs or other banks’ ATM displaying a VISA/PLUS logo worldwide.
Enjoy fabulous shopping, dining, entertainment, traveling at a discount under our home&Away Privilege Programme at over 19,000 retailers in over 40 countries/territories across Asia Pacific, Americas, Europe and Middle East.
Enjoy 0% Interest Installment Plan. Buy now and pay later over a period of 3, 6, 9 or 12 months.
Link your primary credit card with your HSBC demand deposit account to make it function the same way as an ATM card. The benefit is not applicable to supplementary credit card unless the supplementary credit cardholder has their own demand deposit account.

I would like to apply for a credit card but I cannot provide sufficient supporting documents to show income proof, what should I do?

You may apply for a credit card secured with your own funds. You will need cash collateral of at least 120% of the expected credit limit. For example, if you wish to have a credit limit of VND 50,000,000, the minimum cash you will need as collateral is VND 60,000,000. For detailed information, please call our Contact Center (84 28) 37 247 247, operating from 8.00am until 10.00pm daily.

What is my credit limit if I have been approved for a credit card?

The assignment of credit card limit depends on a number of factors. In general, the maximum credit limit will be 4 times your monthly net income for Platinum Card, 3 times your monthly net income for Cash Back Card, and 2 times for Classic Card.

I have successfully applied for a credit card. May I increase my credit limit to cater for my spending need, or do you adjust my limit from time to time?

We will review your credit limit and will adjust your credit limit provided you are eligible.

However, if you wish to increase your credit limit, you may also complete a request form for credit limit increase and return it to us with the income proof for the past 3 months for further processing. We will then assess it for eligibility.

Read full FAQ to read all of the frequently asked questions and answers

Tell us straight away if your card has been lost or stolen

Personal Banking customers: (84 28) 37 247 247 (the South) or (84 24) 62 707 707 (the North)
Platinum Credit Card holder (24/7): (84 28) 37 247 248
Premier customers (24/7): (84 28) 37 247 666

Before you use your Card, please read this Credit Cardholder Agreement carefully. By using your Card (which includes activating), you will be taken to have accepted the terms and conditions set out in this Agreement and will be bound by them.

You can view our service fees and charges of bank account, credit card and others for reference.

HSBC Credit Cards

Compare Credit Cards

Good for families

Sign-up offer

Eligibility

Good for monthly cash back

Sign-up offer

Eligibility

Good for everyday rewards

Sign-up offer

Eligibility

For a life full of life

Eligibility

When sharing with friends means more fun, go with it

Tips and guides

Card offers and rewards

home&Away offers

Daily offers

Happy Weekend

Reward programme

Explore more credit card features

Online Bill Payment

Supplementary Credit Card

0% Interest Instalment Plan Program

Samsung Pay

Balance Conversion Plan

Contactless

Auto Bill Payment

What you should know

Frequently asked questions

Lost or stolen cards

Credit Cardholder Agreement

Fees and charges