Top of main content
A family of four entering a house carrying some moving boxes; image used for HSBC Vietnam Home Mortgage Loan Page.

Home Mortgage Loan

Start financing your dream home in an ideal way today

Why is this good for you?

Buy yourself a home with a mortgage loan and save money.

  • Interest rate from 6.20% p.a.
  • Fixed rates of up to 5 years
  • Fast and easy arrangement of loans at competitive prices
  • Mortgage loan amount of up to 70% of the house value
  • Long loan tenor of up to 25 years

Explore key product details now

Key product details for the Home Value home loan

Product Features Details
Interest type Fixed rates of up to 5 years. After which Variable rate will be applied
Maximum Loan to Value Ratio 70%1
Loan amount Up to VND 12bn
Repayment option Principal and Interest
Repayment method Straight-line or step-up
Payment frequency Monthly repayments
Additional repayments The flexibility to make additional repayments could save you interest
Loan term From 1 to 25 years
Purpose Available for owner-occupied

Key product details for the Home Value home loan

Product Features Interest type
Details Fixed rates of up to 5 years. After which Variable rate will be applied
Product Features Maximum Loan to Value Ratio
Details 70%1
Product Features Loan amount
Details Up to VND 12bn
Product Features Repayment option
Details Principal and Interest
Product Features Repayment method
Details Straight-line or step-up
Product Features Payment frequency
Details Monthly repayments
Product Features Additional repayments
Details The flexibility to make additional repayments could save you interest
Product Features Loan term
Details From 1 to 25 years
Product Features Purpose
Details Available for owner-occupied

1Loan to Value Ratio (LVT) subject to HSBC's assessment and lending criteria.

Reference rates and fees

Home Mortgage Loan fixed rates

After the Fixed Period, Variable Rate will be applied

Fixed Period
Premier customers
Corporate Employee  maintain salary account with HSBC
Other customers
06 months 6.20% p.a
6.25% p.a
6.70% p.a
12 months 6.50% p.a
6.55% p.a
7.00% p.a
24 months 7.00% p.a
7.05% p.a
7.50% p.a
36 months 7.40% p.a
7.45% p.a
7.90% p.a
48 months 8.00% p.a
8.05% p.a
8.50% p.a
60 months 9.74% p.a
9.79% p.a
10.24% p.a

After the Fixed Period, Variable Rate will be applied

Fixed Period
06 months
Premier customers
6.20% p.a
Corporate Employee  maintain salary account with HSBC
6.25% p.a
Other customers
6.70% p.a
Fixed Period
12 months
Premier customers
6.50% p.a
Corporate Employee  maintain salary account with HSBC
6.55% p.a
Other customers
7.00% p.a
Fixed Period
24 months
Premier customers
7.00% p.a
Corporate Employee  maintain salary account with HSBC
7.05% p.a
Other customers
7.50% p.a
Fixed Period
36 months
Premier customers
7.40% p.a
Corporate Employee  maintain salary account with HSBC
7.45% p.a
Other customers
7.90% p.a
Fixed Period
48 months
Premier customers
8.00% p.a
Corporate Employee  maintain salary account with HSBC
8.05% p.a
Other customers
8.50% p.a
Fixed Period
60 months
Premier customers
9.74% p.a
Corporate Employee  maintain salary account with HSBC
9.79% p.a
Other customers
10.24% p.a

After the Fixed Period, Variable Rate will be applied

Useful calculators you may need

 
to calculate your loans and payments

Find out how much you pay monthly according to your loan amount, loan period and interest rate.

 
to calculate how much you could borrow

Use this quick calculator to give you an indication of the maximum amount you could borrow based on your income.

Things you should know

How to apply

Please make sure you've read the information under Things you should know section

Apply by phone

Call us on

(84 28) 37 247 247(the South) 

(84 24) 62 707 707 (the North)

Lines are open 8am to 10pm daily.

Frequently Asked Questions

You might also be interested in

two women are singing karaoke at home; image used for HSBC VN Personal Instalment Loan page.
 

Make your plans a reality today.

Couple refurnishing house together; image used for HSBC Vietnam Secured Overdraft loan page
 

Fulfill your personal needs while being enjoy the attractive interest rates from fixed deposits.

Son and parents refurnishing their house; image used for HSBC Vietnam Home Equity Loan page
 

Enjoy flexibility of your changing needs with our attractive loan.