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Personal Instalment Loan

Make your plan a reality today and enjoy HSBC competitive interest rate

What is unsecured loan?

An unsecured loan is one of the bank's loan products without collateral assets. The bank lets you get an unsecured loan based on your creditworthiness shown through income verification as well as credit verification.

Unsecured loans can be used for some purposes such as: personal usage, furniture purchase, home renovation, wedding, travel, or pay for other financial consumption needs.

For unsecured loans, the limit of each bank will be different. Loan amount could be up to 15 times of salary. The loan tenor is flexible, vary from 12 months to 60 months. Loan interest rates is dissimilar also. It is calculated based on the borrowed amount as well as your personal financial circumstances.

Why is this good for you?

Everyone's dreams and goals are different. HSBC Personal Instalment Loan could be the answer to achieving your dreams sooner and easier, with the flexibility that comes from an unsecured personal loan.

  • Quick disbursement within 48 hours
  • Loan amount of up to VND 900 million
  • Flexible loan tenors of up to 60 months
  • Simple and transparent application procedures
  • Interest calculated on a reducing balance

Personal Instalment Loan Calculator



This calculator is only illustrative. It doesn't mean that you've been approved for a loan or credit facility. Results from the calculator are based on the interest rate at that time. This rate might change during the application and disbursement stages.

Explore the rates and fees

Eligibility and required documents

How to apply

Please make sure you have carefully read the information under the "Eligibility and required documents" and Terms and Conditions of PIL.

Apply by phone

Unsecure Lending Center:

(84 28) 73 068 247

Lines are open from 9am to 12pm and from 1:30pm to 5:30pm, from Mondays to Fridays.

Outside working hours:

(84 28) 37 247 247

Lines are open from 8am to 10pm daily.

Frequently Asked Questions

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