What is unsecured loan?
An unsecured loan is one of the bank's loan products without collateral assets. The bank lets you get an unsecured loan based on your creditworthiness shown through income verification as well as credit verification.
Unsecured loans can be used for some purposes such as: personal usage, furniture purchase, home renovation, wedding, travel, or pay for other financial consumption needs.
For unsecured loans, the limit of each bank will be different. Loan amount could be up to 15 times of salary. The loan tenor is flexible, vary from 12 months to 60 months. Loan interest rates is dissimilar also. It is calculated based on the borrowed amount as well as your personal financial circumstances.
Why is this good for you?
- Quick disbursement within 48 hours
- Loan amount of up to VND 900 million
- Flexible loan tenors of up to 60 months
- Simple and transparent application procedures
- Interest calculated on a reducing balance
Personal Instalment Loan Calculator
This calculator is only illustrative. It doesn't mean that you've been approved for a loan or credit facility. Results from the calculator are based on the interest rate at that time. This rate might change during the application and disbursement stages.
Explore the rates and fees
Eligibility and required documents
How to apply
Apply by phone
Unsecure Lending Center:
(84 28) 73 068 247
Lines are open from 9am to 12pm and from 1:30pm to 5:30pm, from Mondays to Fridays.
Outside working hours:
(84 28) 37 247 247
Lines are open from 8am to 10pm daily.