Classic Visa Credit Card | Everyday Rewards

With over 1,000 destinations to choose from, your accumulated miles can be redeemed for award tickets from several of our airline partners (including Vietnam Airlines, Singapore Airlines, SilkAir, Cathay Pacific Airways, Thai Airways, Dragon Air, American Airlines) with many other lifestyle rewards.

Mile Conversion

Earn one Golden Lotus Plus (GLP), Asia Miles, or KrisFlyer mile with 45 Reward Points
Minimum of 1,000 miles or its multiplies are required for each redemption

Redeem your miles for flight award

Terms & conditions apply (PDF, 165KB)

Cardholder extras

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Balance Conversion Plan

Convert outstanding credit card balances into affordable monthly instalments.

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0% Interest Instalment Plan Program

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Get your favorite items instantly with 0% interest instalment plan, tenors up to 24 months.

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Online Bill Payment

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Enjoy trouble-free and secure online bill payments with either your Current/ Savings Transactional Account or Credit Card.

Eligibility & Documents

Eligibility

All applicants must be at least 18 years of age.
A minimum monthly income of:
VND 6 million for salaried earners who are Vietnamese and VND 15 million for foreigners.
VND 15 million for Vietnamese who are self-employed/ business owners.
Residing in cities, provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong.

Foreigners staying in Vietnam have residence permission in Vietnam for at least 12 CONSECUTIVE months at the time of application.
Not meet the above income requirements? You can apply for our Credit card with a term deposit collateral.

Required Documents

Completed credit card application form
Identification documents of primary and supplementary applicant(s)
Current residential proof
Employment & Income documents of primary applicant

You will be required to submit these supporting documents (PDF, 307KB)

Apply now

Before applying, please make sure you read the information under the 'What you should know before applying' and ‘Eligibility & Documents’ sections.

Apply online

Complete the online application form to apply today.

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Apply by phone

Call HSBC Contact Center
(84 28) 37 247 247 (the South)
(84 24) 62 707 707 (the North)
Operating hours: from 8am to 10pm daily

What you should know before applying

Share your card with your loved ones

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Share and enjoy the memorable time with your loved ones

Earn Rewards points each time your loved ones spend

Apply for Supplementary Credit Card to enjoy the benefits of our supplementary card

Refer friends

When sharing means more fun, go with it

Refer your friends to be primary HSBC Visa Credit Cardholders and enjoy rewards of up to VND 5,000,000

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Frequently asked questions

With HSBC credit card, you can:

Purchase goods and services with your HSBC credit card in Vietnam and when you are traveling overseas at 30 million retailers displaying a Visa logo.
Access cash from your credit card account with your card and PIN at HSBC ATMs or other banks’ ATM displaying a VISA/PLUS logo worldwide.
Enjoy fabulous shopping, dining, entertainment, traveling at a discount under our home&Away Privilege Programme at over 19,000 retailers in over 40 countries/territories across Asia Pacific, Americas, Europe and Middle East.
Enjoy 0% Interest Installment Plan. Buy now and pay later over a period of 3, 6, 9 or 12 months.
Link your primary credit card with your HSBC demand deposit account to make it function the same way as an ATM card. The benefit is not applicable to supplementary credit card unless the supplementary credit cardholder has their own demand deposit account.

You may apply for a credit card secured with your own funds. You will need cash collateral of at least 120% of the expected credit limit. For example, if you wish to have a credit limit of VND 50,000,000, the minimum cash you will need as collateral is VND 60,000,000. For detailed information, please call our Contact Center (84 28) 37 247 247, operating from 8.00am until 10.00pm daily.

The assignment of credit card limit depends on a number of factors. In general, the maximum credit limit will be 4 times your monthly net income for Platinum Card, 3 times your monthly net income for Cash Back Card, and 2 times for Classic Card.

We will review your credit limit and will adjust your credit limit provided you are eligible.

However, if you wish to increase your credit limit, you may also complete a request form for credit limit increase and return it to us with the income proof for the past 3 months for further processing. We will then assess it for eligibility.

Read full FAQ to read all of the frequently asked questions and answers