The longer you save, the more you earn
Whether you're saving for a rainy day or for something special, our Step-up Time Deposit account can help you do it. Save for up to 24 months, with an interest rate that increases every month or quarter.
Why choose a Step-up Time Deposit account? (*)
- Earn an attractive interest rate on your savingsThe interest you earn increases in steps the longer you have your account.
- Withdraw your money at any time without penaltyWe won't take back any interest you've already been paid
- Choose the terms that suit youKeep your account for 12 or 24 months, with interest paid either monthly, quarterly – you decide.
- Low minimum depositOpen your account with as little as VND 10 million.
(*) In accordance with the relevant regulations provided by State Bank of Vietnam from time to time.
Your chance to become a Premier customer
If your Total Relationship Balance is VND 1 billion or above, you'll be eligible to become an HSBC Premier customer – giving you and your family access to our premium banking services.
Things you should know
Terms & Conditions
What you need to apply
- You must be 18 or older
- A minimum deposit of VND 10 million
- A personal account opening form(PDF, 799KB) (if you're applying in-branch)
- Duplicate copy of original ID card (for Vietnamese) or passport (for non-Vietnamese)
- Duplicate copy of valid entrance visa to Vietnam (for non-Vietnamese)
- Duplicate copy of labour contract (for non-Vietnamese, if available)
- Proof of address documents
Open your account now
Already an HSBC customer?
Opening your account is easy. Simply log on to Online Banking and send us a message through your Secured Mailbox
- Select 'Secured Mailbox'.
- Select 'Send us a message'.
- Request 'Open Time Deposit'.
Don't have Online Banking?
You need to register for Online Banking before you can open a Step-up Time Deposit Account.
If you don't already have an HSBC account, please visit your nearest HSBC branch/transaction office to open your account.
Get in touch
If you have any questions or would like help setting up your account, get in touch and we'll be happy to help.
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