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Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Save everyday for what matters by earning cash back for every spend

Annual fee

Primary Card: VND800,000, Supplementary Card: VND400,000

Free Interest Period

Up to 55 days

Who can apply?

Quick check

You can check the full eligibility criteria later
  • New HSBC customers or existing HSBC customers who don't have any active HSBC credit cards

  • Have a minimum monthly income transferred from a company account – VND9 million if you're a salaried Vietnamese citizen; or VND40 million if you're a self-employed Vietnamese citizen, a salaried foreigner or a business owner who's also a Vietnamese citizen

  • Be working and residing in the following cities or provinces: Phu Tho, Bac Ninh, Quang Ninh, Hung Yen, Ha Noi, Hai Phong, Ninh Binh, Hue, Da Nang, Dong Nai, Ho Chi Minh City, Tay Ninh, Can Tho, Dong Thap | If you're a foreigner staying in Vietnam, your identification documents and residence proofs must be valid for at least 2 months from the time of card application

  • At least 21

Offers

Terms and conditions apply.

  • Primary cardholders pay no issuance fee in the first year, saving VND 800,000

  • Get VND1 million cashback when you make at least 3 purchase transactions with total spending of at least VND10 million within 60 days of the card’s issuance date

Rewards

Terms and conditions apply

  • Get up to 8% cash back at supermarkets, grocery stores, taxi and limousine services.

  • Get UNLIMITED 1% cash back on Healthcare and Education spends.

  • Get UNLIMITED 0.3% cash back on all other spends.

Features

  • 0% interest instalment plan with low conversion fee (at any merchants of your choice with transaction amount from VND2m)

  • 0% interest instalment plan without fee (at selected merchants)

  • Credit Card Balance Conversion Plan

Benefits

Welcome benefits

Terms and conditions apply.

Interest Rate

38.9%/year

Cash Advance Fee at ATM (per transaction)

4%

Administration Fee Applied for Overseas Transactions (per transaction)

3.5%

What's next?

Please read the full product information before you apply.

Notes