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Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Earn generous cashback on Shopping, Dining and Entertainment spends and unlimited cashback on other spends

Annual fee

Primary Card: VND880,000 Supplementary Card: Free

Free Interest Period

Up to 55 days

Who can apply?

Quick check

You can check the full eligibility criteria later
  • New HSBC customers or existing HSBC customers who don't have any active HSBC credit cards

  • Have a minimum monthly income transferred from a company account – VND6 million if you're a salaried Vietnamese citizen; or VND40 million if you're a self-employed Vietnamese citizen, a salaried foreigner or a business owner who's also a Vietnamese citizen

  • Be working and residing in the following cities or provinces: Phu Tho, Bac Ninh, Quang Ninh, Hung Yen, Ha Noi, Hai Phong, Ninh Binh, Hue, Da Nang, Dong Nai, Ho Chi Minh City, Tay Ninh, Can Tho, Dong Thap | If you're a foreigner staying in Vietnam, your identification documents and residence proofs must be valid for at least 2 months from the time of card application

  • At least 21

Offers

Terms and conditions apply.

  • Get 1st year issuance fee waiver for primary cardholders with value VND880,000

  • Get VND2 million cashback for making at least 3 purchase transactions with a total spending of at least VND20 million within 90 days from the card’s issuance date

Rewards

Terms and conditions apply

  • Get up to 8%(*) cashback on Shopping and Dining spends (including both in-store and online spends)

  • Get UNLIMITED 1% cashback on entertainment spends, such as digital music or video streaming services, cinema (Netflix, Spotify, CGV, Cinestar,...) and many more...

  • Get UNLIMITED 0.3% cash back on all other spends.

Features

  • 0% interest instalment plan with low conversion fee (at any merchants of your choice with transaction amount from VND2m)

  • 0% interest instalment plan without fee (at selected merchants)

  • Credit Card Balance Conversion Plan

Benefits

Terms and conditions apply.

Interest Rate

38.9%/year

Cash Advance Fee at ATM (per transaction)

4%

Administration Fee Applied for Overseas Transactions (per transaction)

3.5%

What's next?

Please read the full product information before you apply.

Notes