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Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Ideal for unlimited cash back on online spends

Annual fee

Primary Card: VND800,000 Supplementary Card: VND400,000

Free Interest Period

Up to 55 days

Who can apply?

Quick check

You can check the full eligibility criteria later
  • New and existing HSBC non-cards customers

  • A minimum monthly income of: VND 9 million for salaried earners who are Vietnamese and VND 36 million for foreigners | VND 40 million for Vietnamese who are self-employed/ business owners.

  • Residing in cities, provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong | Foreigners staying in Vietnam have residence permission in Vietnam for at least 12 consecutive months at the time of application

  • At least 18

  • Not required to have an existing HSBC account

Offers

Terms and conditions apply.

  • Get 1st year Annual Fee waiver for Primary Cardholders with value VND 800K.

  • Get VND 1 million cash back when having from 3 purchase transactions with total spend from VND 5 million or above, within 60 days from the card's issuance date.

Rewards

Terms and conditions apply

  • Get up to 8% cash back at preferred online merchants: Tiki, Lazada, Shopee, Grab, Sendo

  • Get UNLIMITED 1% cash back on domestic online spends.

  • Get UNLIMITED 0.3% cash back on all other spends.

Features

  • 0% interest instalment plan with low conversion fee (at any merchants of your choice with transaction amount from VND2m)

  • 0% interest instalment plan without fee (at selected merchants)

  • Credit Card Balance Conversion Plan

Benefits

Welcome benefits

Terms and conditions apply.

Interest Rate

36%/year

Cash Advance Fee at ATM (per transaction)

4%

Administration Fee Applied for Overseas Transactions (per transaction)

3.5%

What's next?

Please read the full product information before you apply.

Notes