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Compare interest rates, benefits and rewards

At a glance

Credit is subject to status, affordability and applicable terms and conditions.

Ideal for unlimited cash back on online spends

Annual fee

Primary Card: VND800,000 Supplementary Card: VND400,000

Free Interest Period

Up to 55 days

Who can apply?

Quick check

You can check the full eligibility criteria later
  • New and existing HSBC non-cards customers

  • A minimum monthly income of: VND 9 million for salaried earners who are Vietnamese and VND 36 million for foreigners | VND 40 million for Vietnamese who are self-employed/ business owners.

  • Residing in cities, provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong | Foreigners staying in Vietnam have residence permission in Vietnam for at least 12 consecutive months at the time of application

  • At least 18

  • Not required to have an existing HSBC account


Terms and conditions apply.

  • Get 1st year Annual Fee waiver for Primary Cardholders with value VND 800K.

  • Get VND 1 million cash back when having from 3 purchase transactions with total spend from VND 5 million or above, within 60 days from the card's issuance date.


Terms and conditions apply

  • Get up to 8% cash back at preferred online merchants: Tiki, Lazada, Shopee, Grab, Sendo

  • Get UNLIMITED 1% cash back on domestic online spends.

  • Get UNLIMITED 0.3% cash back on all other spends.


  • 0% interest instalment plan with low conversion fee (at any merchants of your choice with transaction amount from VND2m)

  • 0% interest instalment plan without fee (at selected merchants)

  • Credit Card Balance Conversion Plan


Welcome benefits

Terms and conditions apply.

Interest Rate


Cash Advance Fee at ATM (per transaction)


Administration Fee Applied for Overseas Transactions (per transaction)


What's next?

Please read the full product information before you apply.