Take a closer look

New HSBC customers or existing HSBC customers who don't have any active HSBC credit cards

Have a minimum monthly income transferred from a company account – VND15 million if you're a salaried Vietnamese citizen; or VND40 million if you're a self-employed Vietnamese citizen, a salaried foreigner or a business owner who's also a Vietnamese citizen

Be working and residing in the following cities or provinces: Phu Tho, Bac Ninh, Quang Ninh, Hung Yen, Ha Noi, Hai Phong, Ninh Binh, Hue, Da Nang, Dong Nai, Ho Chi Minh City, Tay Ninh, Can Tho, Dong Thap | If you're a foreigner staying in Vietnam, your identification documents and residence proofs must be valid for at least 2 months from the time of card application

At least 21

Primary cardholders pay no issuance fee in the first year, saving VND 1,500,000

Get VND1 million cashback when you make at least 3 purchase transactions with total spending of at least VND10 million within 60 days of the card’s issuance date

3× Reward points for overseas spends[@reward-points-spend-limit]

2× Reward points for domestic travel spends[@reward-points-spend-limit]

Unlimited 1× Reward points[@reward-unlimited-points-exclusions] for all other spends

0% interest instalment plan with low conversion fee (at any merchants of your choice with transaction amount from VND2m)

0% interest instalment plan without fee (at selected merchants)

Credit card balance conversion plan

Complimentary travel insurance up to VND11.5 billion

Complimentary airport lounge access 4 times a year at over 1,300 lounges globally

Free rides to the airport 4 times a year when using transportation services from BE (capped at VND150,000/trip)

12% discount for AGODA travel service booking service.