Balance Conversion Plan

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HSBC Credit Card Balance Conversion Plan

HSBC Credit card Balance Conversion Plan Program is a program to help customers convert outstanding Credit card balances into affordable monthly installments.

Check eligibility and how to apply for HSBC Balance Conversion Plan

Benefits of Balance Conversion Plan

Competitive conversion fee
Attractive interest rate

Flexible tenor up to 12 months
No supporting documents

Monthly instalment example

Here's an illustration of how much your monthly instalments will be based on a converted outstanding balance of VND 20,000,000 depending on the tenor selected:
Tenor	6 months	9 months	12 months
Interest rate¹	0.5% / month	0.5% / month	0.5% / month
Monthly installment	VND 3,434,000	VND 2,323,000	VND 1,767,000

Here's an illustration of how much your monthly instalments will be based on a converted outstanding balance of VND 20,000,000 depending on the tenor selected:
Tenor	Interest rate¹
6 months	0.5% / month
9 months	0.5% / month
12 months	0.5% / month

Tenor	Monthly installment
6 months	VND 3,434,000
9 months	VND 2,323,000
12 months	VND 1,767,000

Please note: Your monthly installment will be displayed on your monthly HSBC Credit card statement.

¹Interest rate is from 0.5%/month. Interest rate can be changed depend on the customer type classified by HSBC in each period of time. Interest rate will be calculated on the original requested amount. Minimum finance charge is from VND 500,000/Installment.

Eligibility criteria

Only applicable for selected HSBC Vietnam Credit cardholders who receive an invitation email for this service with the offered interest rate/fee included.