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Balance Conversion Plan

HSBC Credit Card Balance Conversion Plan

You can convert outstanding balance of your Credit card into affordable fixed monthly instalments with attractive interest rate and variety of tenor.

Benefits of Balance Conversion Plan

  • Competitive conversion fee
  • Attractive interest rate
  • Flexible tenor up to 36 months
  • No supporting documents

Monthly instalment example

Here is an illustration of how much your monthly instalments will be, based on the approved credit card balance of 20,000,000 VND depending on the tenor selected:
Tenor 6 months 9 months 12 months 24 months 36 months
Interest rate1 1.25%/ month 1.25%/ month 1.25%/ month 1.50%/ month 1.50%/ month
Monthly instalment VND3,584,000 VND2,473,000 VND1,917,000 VND1,134,000 VND856,000
Here is an illustration of how much your monthly instalments will be, based on the approved credit card balance of 20,000,000 VND depending on the tenor selected:
Tenor Interest rate1
6 months 1.25%/ month
9 months 1.25%/ month
12 months 1.25%/ month
24 months 1.50%/ month
36 months 1.50%/ month
Tenor Monthly instalment
6 months VND3,584,000
9 months VND2,473,000
12 months VND1,917,000
24 months VND1,134,000
36 months VND856,000

Please note: Monthly Balance Conversion Instalment Amount including monthly principal instalment and monthly interest amount will be displayed on your monthly HSBC Credit Card Statement.

1Interest rate may be changed depending on customer type classified by HSBC in each period of time. Interest rate will be calculated on the original approved amount and the total interest amount should not be lower than the minimum interest amount 200,000 VND/ each request.

Eligibility criteria

Only applicable for selected HSBC Vietnam Credit cardholders who receive an invitation email/SMS for this service with the offered interest rate/fee included.

Cardholder should send request before expiry date shown on invitation SMS/ email.

Apply HSBC Credit card Balance Conversion Plan now

Apply by phone

Call us on:

The South: (84 28) 37 247 247

The North: (84 24) 62 707 707

Line are open 8am to 10pm daily.

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