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Balance Conversion Plan

HSBC Credit Card Balance Conversion Plan

HSBC Credit card Balance Conversion Plan Program is a program to help customers convert outstanding Credit card balances into affordable monthly instalments.

Benefits of Balance Conversion Plan

  • Competitive conversion fee
  • Attractive interest rate
  • Flexible tenor up to 12 months
  • No supporting documents

Monthly instalment example

Here's an illustration of how much your monthly instalments will be based on a converted outstanding balance of VND 20,000,000 depending on the tenor selected:
Tenor 6 months 9 months 12 months
Interest rate1 0.5% / month 0.5% / month 0.5% / month
Monthly instalment VND 3,434,000 VND 2,323,000 VND 1,767,000
Here's an illustration of how much your monthly instalments will be based on a converted outstanding balance of VND 20,000,000 depending on the tenor selected:
Tenor Interest rate1
6 months 0.5% / month
9 months 0.5% / month
12 months 0.5% / month
Tenor Monthly instalment
6 months VND 3,434,000
9 months VND 2,323,000
12 months VND 1,767,000

Please note: Your monthly instalment will be displayed on your monthly HSBC Credit card statement.

1Interest rate is from 0.5%/month. Interest rate can be changed depend on the customer type classified by HSBC in each period of time. Interest rate will be calculated on the original requested amount. Minimum finance charge is from VND 500,000/Instalment.

Eligibility criteria

Only applicable for selected HSBC Vietnam Credit cardholders who receive an invitation email for this service with the offered interest rate/fee included.

Apply now

Apply by phone

Call us on:

The South: (84 28) 37 247 247

The North: (84 24) 62 707 707

Line are open 8am to 10pm daily.

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