Whole life protection for cancer and critical illnesses
Get extensive whole life coverage from 0 to 100 years of age.
Financial protection against cancer and critical illnesses from 0 years of age right up to when you're 100
Short premium term, with a guaranteed sum assured amount
You'll be able to choose between 2 insurance plans:
Simple plan coverage
If you choose the Comprehensive Plan, you'll get all the benefits and coverage from the Simple plan, as well as these additional benefits for early-stage events:
Critical illness coverage
Total and permanent disability (TPD) coverage
Accidental death coverage
* Total coverage payouts for cancer and critical illnesses (including major cancers and late-stage critical illnesses) will not exceed 100% of the sum assured amount. The payouts for these types of coverage will be deducted before payouts are made for death, total permanent disability (TPD) and maturity coverage.
You'll have the option to include riders to enhance the benefits you could receive from your total coverage.
Detection of critical illnesses
Comprehensive Hospitalization Rider 2.0
Waiver of Premium - Version 3.0
- Issue age: 30 days to 60 years old
- Expiry age: 100 years old
- Policy term: Term runs until the policy anniversary date after the life assured reaches 100 years of age
- Premium term: Term runs for tenors of 12, 15 or 20 years
How to apply
Free look period
Customers have the right to cancel their policies within 21 days from the date they receive the policy. AIA will reimburse any premiums the policyholder has paid, without interest, after deducting any relevant medical examination fees.
Things you need to know
Frequently asked questions
Will my policy and guaranteed premium amount remain unchanged even if I've made a claim?
Is there any waiting period for insurance payouts for cancer and critical illnesses?
What documents do I have to go through before applying for insurance plans?
Healthier 100 is underwritten by AIA (Vietnam) Life Insurance Company Limited, 15 Floor, Saigon Centre Tower 2 Building, 67 Le Loi St, Ho Chi Minh City, Vietnam. It is not an obligation of or guaranteed by HSBC Bank (Vietnam) Ltd. The information of this product may be amended by AIA (Vietnam) Life Insurance Company Limited from time to time and HSBC Bank (Vietnam) Ltd. shall not be responsible for such amendments.
This webpage contains only general information and a basic summary of the product. All terms, conditions and benefits of the product will be governed by the Terms and Conditions of the policy. The Policy will only be issued upon acceptance of the Application Form. Any persons interested in this product should consider whether the product is suitable before making a commitment to purchase the policy. Please contact us for further advice.