Personal Safety Insurance
At HSBC, we can give you and your loved ones peace of mind when the unexpected happens. Personal Safety Insurance is an efficient personal safety plan provided exclusively for HSBC customers by Bao Viet Insurance Corporation. The plan offers protection at minimal cost with a considerable lump sum benefit in the case of death or serious injury through a personal accident anywhere.
Why choose exclusive Personal Safety Insurance?
- Benefit for death or permanent disablement due to accident – up to VND840 million
- Daily hospitalisation allowance
- No medical checkup needed
- Efficient and accurate claims handling
- Choose between 2 plans of Personal Safety Insurance to suit your budget and needs
- Be protected 24 hours a day, even when traveling abroad
- Get up to VND840 million as a lump sum benefit if the insured person dies or is permanently and totally disabled or permanently and partially disabled due to an accident
- Receive medical expenses of up to VND16.8 million a year to help the insured person recover from an accidental injury; and a weekly benefit of VND840,000 a week for up to 24 weeks in case of loss of income due to an accident
- Daily benefit of VND120,000 a day for a maximum of 168 days a year
- Enjoy an education allowance of up to VND30 million for your children's education, as an extra benefit
Find out more about the policy wording (PDF, Vietnamese only).
| Core plan | Plan A (VND) | Plan B (VND) |
|---|---|---|
| 1. Accidental death | Up to 504 million | Up to 840 million |
| 2. Total permanent disability due to accident | Up to 504 million | Up to 840 million |
| 3. Partial permanent disability due to accident | Up to 504 million | Up to 840 million |
| 4. Medical expenses | N/A | 16.8 million |
| 5. Daily benefit (VND120,000 per day, for a maximum of 168 days) | N/A | 120,000 a day |
6. Education allowance |
Up to 20 million | Up to 30 million |
| Core plan | 1. Accidental death |
|---|---|
| Plan A (VND) | Up to 504 million |
| Plan B (VND) | Up to 840 million |
| Core plan | 2. Total permanent disability due to accident |
| Plan A (VND) | Up to 504 million |
| Plan B (VND) | Up to 840 million |
| Core plan | 3. Partial permanent disability due to accident |
| Plan A (VND) | Up to 504 million |
| Plan B (VND) | Up to 840 million |
| Core plan | 4. Medical expenses |
| Plan A (VND) | N/A |
| Plan B (VND) | 16.8 million |
| Core plan | 5. Daily benefit (VND120,000 per day, for a maximum of 168 days) |
| Plan A (VND) | N/A |
| Plan B (VND) | 120,000 a day |
| Core plan |
6. Education allowance |
| Plan A (VND) | Up to 20 million |
| Plan B (VND) | Up to 30 million |
Eligibility
- People insured under the policy must be Vietnamese citizens or foreign nationals legally residing in Vietnam, aged up to 70 years old
- Policy holders must be at least 18 years old
Key Exclusions
- Medical treatments related to tendons, ligament reconstruction, meniscus tears; dental examinations and treatments; cosmetic treatments and surgeries; costs for maintenance, repair, or purchase of prosthetic devices; costs for maintenance, repair, or purchase of medical support equipment; pre-existing injuries; pregnancy complications and childbirth; sudden death or death from unknown causes
- Suicide or attempted suicide by the insured; intentional acts by the policyholder, the insured, and/or the beneficiary (Example: illegal activities, use of alcohol, drugs, narcotics, non-prescribed medications, or other prohibited stimulants)
- Catastrophic risks such as earthquakes, volcanic eruptions, tsunamis, radiation exposure, epidemics; risks arising from or related to war, civil war, strikes, terrorism, and similar events
- Other exclusions as detailed in the Insurance Policy Wordings
Things you should know
- Bao Viet Insurance is a 1-year term policy and will not be automatically renewed
- Before your policy's expiry date, we'll send you a reminder to renew your policy
- Your email address is needed to go through the online renewal process
- You should pay your premium in full before the expiry date to ensure the continuity of your insurance benefits
Apply for Personal Safety Insurance today
Apply online
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Make a claim
In the event of unexpected accidents that may cause you bodily harm, medical expense, injury or death, the Insured or the Beneficiary needs to give written notice (fill in the Claim Form) to Bao Viet within fourteen (14) days and submit claims documents within one (01) year from the date of accident to Bao Viet's claim centers at one of the following addresses:
| No | Area | Address |
|---|---|---|
| 1 | Northern | No. 08 Le Thai To, Hoan Kiem Ward, Hanoi |
| 2 |
Central |
5th floor, No. 97 Tran Phu, Hai Chau Ward, Da Nang City |
| 3 | Southern | 6th floor, EVNPT building, No. 610 Vo Van Kien, Cau Ong Lanh Ward, Ho Chi Minh City |
| No | 1 |
|---|---|
| Area | Northern |
| Address |
No. 08 Le Thai To, Hoan Kiem Ward, Hanoi |
| No | 2 |
| Area |
Central |
| Address | 5th floor, No. 97 Tran Phu, Hai Chau Ward, Da Nang City |
| No | 3 |
| Area | Southern |
| Address | 6th floor, EVNPT building, No. 610 Vo Van Kien, Cau Ong Lanh Ward, Ho Chi Minh City |
Contact for claim handling:
Hotline 24/7: 1800 1118
Frequently asked questions
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Important information
Personal Safety Insurance is underwritten by Bao Viet Insurance Corporation, 07 Ly Thuong Kiet Street, Cua Nam Ward, Hanoi City, Vietnam. It is not an obligation of or guaranteed by HSBC Bank (Vietnam) Ltd. The information of this product may be amended by Bao Viet Insurance Corporation from time to time and HSBC Bank (Vietnam) Ltd. shall not be responsible for such amendment.
This webpage contains only general information. The specific terms, exclusions and conditions applicable to this insurance are described in the Policy which will only be issued upon acceptance of the Proposal Form. A person interested in this product should consider whether the product is suitable before making a commitment to purchase the product.
BaoViet Insurance Corporation authorised agents or distributors, including HSBC Bank (Vietnam) Ltd. (together "the Agents") are neither the underwriter nor broker for the customers. To the fullest extent permissible pursuant to applicable law, the Agents make no warranties or representation as to the accuracy, correctness, reliability or otherwise of the content of this webpage. Under no circumstances, including, but not limited to negligence, the Agents or any party involved in creating, producing or delivering the webpage shall not be liable to you for any direct, incidental, consequential, indirect, or punitive damages that result from the use of, or the liability to use, the information in this webpage, even if the Agents have been advised of the possibility of such damages.
The Agents are not suppliers of the product and shall not accept liability in relation thereto.
Issued by HSBC Bank (Vietnam) Ltd.