Top of main content

How to save with cashback credit cards for online shopping

Shopping online is becoming more popular. It's a convenient way to make purchases on e-commerce, apps, and other websites.

What's more, using the right credit card for shopping online can even save you money as you spend. 

Explore the benefits of using cashback credit cards for online shopping, including the HSBC Visa Platinum Online Credit Card, and how they can help you save with cashback and other offers.

What is a platinum cashback credit card?

A cashback credit card lets you earn cash rebates on your online spending.

The cashback will be credited to your primary credit card account. You can use it to make other purchases or repay your credit card balance.

The HSBC Visa Platinum Online Credit Card offers unlimited cashback on all eligible local and overseas retail purchases, including online transactions. The more you use HSBC Visa Platinum Online, the more you save.

Shopping online has never been easier

Apply for an HSBC credit card online to receive cashback offer worth up to VND1.8 million today!

Already an HSBC credit cardholder? Discover our latest credit card articles.

What are the benefits of using a credit card for online spends?


Using a credit card for online shopping enables you to complete your payment transaction in just a few steps. If you're shopping on reliable websites and e-commerce platforms, you don't need to worry about your card information getting compromised. It may save you from the hassle involved in manually transferring money or losing money when paying in cash.

Credit cards are accepted widely

Unlike cash or debit cards, credit cards are an accepted mode of payment across almost all online shopping platforms. Save time and pay with peace of mind when purchasing online.

Save more money

Credit cards offer a variety of benefits, including rewards and cashback, which can be used for your next online purchase or deducted from your current outstanding balance. Reward points are useful when you can redeem for shopping vouchers, discount products or other attractive gift programmes.

Safer transactions

Compared to cash or debit cards, which are linked to your account, credit cards are relatively safe to use for online shopping. Credit cards use a variety of security measures to protect your account. HSBC credit cards offer the following features to ensure safe online transactions:

Advanced payment protection: HSBC credit cards with 3D Secure protect you from fraudulent transactions. Moreover, the Mastercard SecureCode and Verified by Visa features on your credit card give you an extra layer of security every time you make a transaction online.

Easier to track purchases: Paying with a credit card makes it easy to track your balance in real time via Online Banking or the HSBC Vietnam App. In addition, you can set transaction limits to enhance the security of your account.

Learn more: 8 useful tips when using credit cards

Learn more about the HSBC Visa Platinum Credit Card

If you shop online with the HSBC Visa Platinum Online Credit Card, you'll get:

  • Cashback of up to 8% for spends at preferred online merchants, such as Tiki, Lazada, Shopee, Grab and Sendo (capped at VND200,000 per month)
  • Unlimited 1% cashback on all other domestic online spends; unlimited 0.3% for all other spends
  • 0% interest Instalment Plan with no conversion fee for online shopping transactions; tenors up to 24 months at HSBC partners

You can keep up to date with the latest discounts when shopping online with the HSBC Visa Platinum Online Credit Card at Daily offers.


Sign up for an HSBC Visa Platinum Online Credit Card to get a welcome offer up to VND1.8 million!
Receive offer now

How to apply online for the HSBC Visa Platinum Credit Card

Before applying, please make sure you read the information under the 'What you should know before applying' section and 'Eligibility and documents' sections.

Fees and charges

There's no fee for card issuance. The primary card annual fee is VND800,000, and the supplementary card, VND400,000. The HSBC Visa Platinum is subject to a finance charge of 36% per year.

Credit limit

The credit limit ranges from VND15 million to VND1 billion.


To apply for the HSBC Visa Platinum Credit Card:

  1. All applicants must be at least 21 years of age.
  2. Vietnamese salaried earners must have a minimum monthly income of VND9 million; VND36 million for foreigners; and VND40 million for Vietnamese self-employed/ business owners.
  3. Applicants must reside in the following cities and provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong.
  4. Foreigners staying in Vietnam must have residence permission in Vietnam for at least 12 consecutive months at the time of application.

Documents needed

It's fast and easy to apply online for an HSBC Visa Platinum Online credit card. 

You'll need to prepare:

  1. Proof of identity for the primary applicant and any supplementary applicants
  2. Proof of address (your current residential address)
  3. Proof of employment and proof of income for the primary applicant

Documents needed will depend on your employment situation and nationality. We've prepared a list where you can find specific information about the types of documents we accept.

Apply online

Once you have the necessary documents, follow these steps to apply online:

  1. Select the 'Apply online' button.
  2. Enter your details to receive a security code via SMS.
  3. Enter the security code.
  4. Follow the instructions on the screen to continue your application.
  5. Prepare and upload the required documents.
  6. Submit your completed application.

We'll process your application within the next 1-2 working days.

Only 6 steps away to own your ideal credit card and receive cashback up to 8% whenever you shop online. 

Apply online now

Moreover, you'll receive many other attractive gifts upon registering to open a credit card from HSBC's partners, including Shopee, Traveloka, TIKI, CellphoneS, Caophong, Nguyen Kim, Maison and FPT Shop.(*)

(*) This list may be updated from time to time

Cashback credit cards can be safe and convenient payment method for shopping online. You can also enjoy cashback offers for every online spend and rewards. 

This article is for general informational purposes only. Please refer to the latest information on our HSBC Visa Platinum Online Credit Card page.

You might be interested in

See which type of cashback card would earn you the most cashback based on your spending habits.
Find out your credit limit so you can spend wisely with your credit card.
It's simple and safe to apply for a credit card online. Follow our step-by-step instructions to apply from the comfort of your home.