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Visa Platinum

Ideal for unlimited cash back on online spends

Become an HSBC Visa Platinum Credit Card holder to enjoy a range of exclusive privileges like cash back for all online spends and special healthcare services.

Get a Welcome Offer of VND 1,800,000 for new Primary Cardholders

Apply online now to apply for our Visa Platinum Credit Card This link will open in a new window

Read details of sign-up offers’ T&Cs

Already have a credit card? Refer your friends and enjoy rewards of up to VND 5,000,000

Enjoy outstanding features of HSBC Visa Platinum Credit Card

Up to 8% Cash Back

for spends at preferred online merchants: Tiki, Lazada, Shopee, Grab, Sendo, Baemin (capped VND200,000/ month)

Unlimited 1% cash back

on all other domestic online spends.

Unlimited 0.3 % cash back

on all other spends

up to 55 days

Interest free period

Up to VND 4.6 million

Protection of your online purchases with eCommerce Purchase Protection Insurance

Terms and Conditions apply(PDF, 553KB)

Card offers and rewards

Spend Instalment on HSBC Vietnam App

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Convert your credit card purchases into flexible monthly instalments.

0% interest Instalment Plan with no conversion fee

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Get your favorite items and convert into 0% interest instalment plan no fee, tenors up to 24 months at HSBC partners.

0% Instalment Plan with low conversion fee

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Make any purchases valued from VND 2 million and above using your HSBC Credit Card at any merchants that are not in HSBC partner list and easily convert into 0% instalment plan with conversion fee only from 1.99%.

Daily offers

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Up to 50% off dining, entertainment, shopping, travelling, spa and beauty everyday at hundreds of HSBC partners.

home&Away offers

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Up to 50% discount around the year at hundreds of HSBC's worldwide partners

Reward programme

Earn reward points on everyday spends and redeem for attractive gifts such as cash back, annual fee, airline miles or shopping, dining, supermarket vouchers…

Member-Get-Member Offers

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Refer your friends and family to be primary HSBC Visa Credit cardholders and enjoy rewards of up to VND 5,000,000.

Eligibility and documents

All applicants must be at least 18 years of age.
A minimum monthly income of:
- VND 9 million for salaried earners who are Vietnamese and VND 36 million for foreigners.
- VND 40 million for Vietnamese who are self-employed/ business owners.
Residing in cities, provinces: Hanoi, Ho Chi Minh City, Dong Nai, Binh Duong, Long An, Da Nang, Hue, Hoi An, Ba Ria - Vung Tau, Tay Ninh, Bac Ninh, Vinh Phuc, Hung Yen, Hai Duong, Hai Phong.
Foreigners staying in Vietnam have residence permission in Vietnam for at least 12 CONSECUTIVE months at the time of application.
Not meet the above income requirements? You can apply for our Credit card with a term deposit collateral.

Completed credit card application form.
Identification documents of primary and supplementary applicant(s).
Current residential proof.
Employment & Income documents of primary applicant.

You will be required to submit these supporting documents (PDF, 307KB).

Apply HSBC Visa Platinum Credit Card online now

Complete the online application now to enjoy a Welcome Offer of

VND 1,800,000 for new Primary Cardholders

Apply online now for an HSBC Visa Platinum credit card This link will open in a new window

Before applying, please make sure you read the information under the 'What you should know before applying' and 'Eligibility and documents' sections.

Step 1: Select the 'Apply online' button.

Step 2: Enter your details to receive a security code via SMS.

Step 3: Enter the security code.

Step 4: Follow the instructions on the screen to continue your application.

Step 5: Prepare and upload the required documents.

Step 6: Submit your completed application.

We'll process your application within the next 1-2 working days.

What you should know before applying

Regarding the credit card

User guide and tips

You may refer the HSBC Visa Platinum Online limit as below table
Credit Card type	HSBC Visa Platinum Online
Credit card's physical card validity	05 years since issuance date. The bank will automatically issue new physical card 01 month prior the card expiry date
Credit limit	From VND 15 million to VND 1 billion
Purchase limit	Up to 100% credit limit
Cash withdrawal limit	Up to 30% credit limit
Domestic cash withdrawal limit	Up to 30% credit limit
Overseas cash withdrawal limit	Up to 30% credit limit and VND 30 million per day (subject to which one is lower)
Supplementary cards	Primary cardholder can open maximum 2 supplementary cards for direct relatives

You may refer the HSBC Visa Platinum Online limit as below table
Credit Card type	Credit card's physical card validity
HSBC Visa Platinum Online	05 years since issuance date. The bank will automatically issue new physical card 01 month prior the card expiry date

Credit Card type	Credit limit
HSBC Visa Platinum Online	From VND 15 million to VND 1 billion

Credit Card type	Purchase limit
HSBC Visa Platinum Online	Up to 100% credit limit

Credit Card type	Cash withdrawal limit
HSBC Visa Platinum Online	Up to 30% credit limit

Credit Card type	Domestic cash withdrawal limit
HSBC Visa Platinum Online	Up to 30% credit limit

Credit Card type	Overseas cash withdrawal limit
HSBC Visa Platinum Online	Up to 30% credit limit and VND 30 million per day (subject to which one is lower)

Credit Card type	Supplementary cards
HSBC Visa Platinum Online	Primary cardholder can open maximum 2 supplementary cards for direct relatives

Note

Overseas cash withdrawal limit must followed SBV's regulation.
If you apply for a supplementary credit card, say for your spouse or a family member, your credit limit won't increase. Instead, supplementary card will share the same total credit limit of the primary card.

You may refer to some of Cash Back Credit Card Fees and Charges as below table
Type of fees and charges	Details
Annual Fee - Primary Card	VND800,000
Annual Fee - Supplementary Card	VND400,000
Cash advance fee at ATM (per transaction)	4% of cash advance amount (minimum VND50,000)
Minimum payment due	include the following amounts: 5% of the outstanding balance^* (minimum VND50,000), and any installment repayment amount^*, and the greater of the overdue amount or over limit amount ^The outstanding balance is statement balance amount less any installment repayment amounts ^**Applicable to installment transactions made from 28 Nov 2015
Finance charge	34%/ year (nil if no cash advance is used and the full statement balance is paid by due date of each credit card statement) The finance charge may be changed from time to time in accordance with the local regulatory requirements
Late charge	4% of minimum amount due (minimum VND80,000 – maximum VND630,000)
Administration fee applied for foreign currency transactions	3.5% of each transaction amount
Over credit limit fee	VND100,000

You may refer to some of Cash Back Credit Card Fees and Charges as below table
Type of fees and charges	Annual Fee - Primary Card
Details	VND800,000

Type of fees and charges	Annual Fee - Supplementary Card
Details	VND400,000

Type of fees and charges	Cash advance fee at ATM (per transaction)
Details	4% of cash advance amount (minimum VND50,000)

Type of fees and charges	Minimum payment due
Details	include the following amounts: 5% of the outstanding balance^* (minimum VND50,000), and any installment repayment amount^*, and the greater of the overdue amount or over limit amount ^The outstanding balance is statement balance amount less any installment repayment amounts ^**Applicable to installment transactions made from 28 Nov 2015

Type of fees and charges	Finance charge
Details	34%/ year (nil if no cash advance is used and the full statement balance is paid by due date of each credit card statement) The finance charge may be changed from time to time in accordance with the local regulatory requirements

Type of fees and charges	Late charge
Details	4% of minimum amount due (minimum VND80,000 – maximum VND630,000)

Type of fees and charges	Administration fee applied for foreign currency transactions
Details	3.5% of each transaction amount

Type of fees and charges	Over credit limit fee
Details	VND100,000

For more details, please refer to our Personcal Banking Tariff (PDF, 747KB)

You can easily settle your credit card outstanding balance via 5 available convenient channels:

1. AutoPay: Direct debited from your designated HSBC bank account on the payment due date. To enroll, call our Contact Center or visit a nearby Branch/ T.O to fill in a form.

2. Cash deposit at our Branches/ T.Os: Visit our Branches/ T.Os in Vietnam to deposit cash to your credit card during our operating hours.

3. Transfer from your HSBC account: Simply transfer fund from your HSBC account to settle your HSBC credit card:

3.1. Through HSBC Online Banking; HSBC Vietnam Mobile banking application. To register, visit http://www.hsbc.com.vn/ or download “HSBC Vietnam” app on Apple Store (iOS) or Google Play Store (Android).

3.2. At HSBC Automated Teller Machine (ATM).

3.3. By calling HSBC Contact Center to request.

4. Transfer from account of other banks to your HSBC credit card.

Please provide accurate information in payment request as follows:

Beneficiary account number: 16 digits embossed on credit card
Beneficiary account name: Cardholder’s name
Beneficiary bank name: HSBC Vietnam
Beneficiary bank address: 235 Dong Khoi Street, Ben Nghe Ward, District 1, Ho Chi Minh City, Vietnam
Amount: Amount that you want to pay for your credit card balance
Narrative: Narrative that you want to enter (E.g. Card repayment…)

Note: Service fee for transfer request, if any, will be applied by Remittance bank, not by Beneficiary bank. Please contact your Remittance bank for more details.

5. Payment via connected stores of Payoo.

Frequently asked questions

"Eligible Purchases" mean retail purchases made locally and/or overseas (including online transactions) by both Primary & Supplementary cards linked to the Primary account.

“Eligible Domestic Online Purchases” mean Eligible Purchases satisfying all of the following conditions:

Classified by the Merchants and registered with Card Associations (Visa/Mastercard) as an online transaction
The Merchant is legally established in Vietnam.
Payment currency recorded in the Bank ‘system as Viet Nam Dong (VND).

“Eligible Online Transactions at preferred Merchants” mean Eligible Domestic Online Purchases satisfying all of the following conditions:

Made and paid for Goods & Services through online websites or e-commercial platforms (“Websites”), e-commercial applications or Goods & Services purchasing software (“Apps”) from the preferred Merchants as specified below Table of Preferred Merchant List; and
Detailed description for the transactions recorded in the Bank ’system as specified below Table of Preferred Merchant List; and
Transactions made on the Websites or Apps but paid via Third-party payment gateway or e-Wallet shall not be considered as eligible transactions.

The preferred Merchants list in this Program are subject to change at the Bank's discretion from time to time and shall be officially posted on the Bank's Website without prior notice.

Cash back will be automatically credited into the Cardholder's account on the next working day after the billing cycle day. Details of the amount credited will appear on the next billing cycle card statement.

Cards are voluntarily or involuntarily closed; or
Cards are terminated; or
There is any fraud or abuse relating to the earning of Cash Back; or
The Cardholder(s) breach any terms and conditions of the HSBC Credit Card Cardholder's Agreement.

Cash back can be used to offset with any future retail purchases or offset with any negative Cash Back reversal. Cash back cannot be transferred, withdrawn as cash or used as payment for the monthly statement that generated before the date that cash back is credited.

Read full FAQ to read all of the frequently asked questions and answers

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How to activate your HSBC credit card

It's quick and easy to activate your card using the HSBC Vietnam app.

Find out more to check to credit card activation

Online Bill Payment

Don't miss a chance to experience the new online mobile top up and monthly auto bill payment feature on our HSBC Vietnam app today!

Supplementary Card

Spread your love – share and enjoy the same privileges, conveniences and rewards with your loved ones.

Contactless payment

Enjoy hassle-free spending experience with a simple tap of your HSBC Credit Card.

Samsung Pay

Experience an easy, fast and secure mobile payment service and enjoy great benefits dedicated for Credit cardholders.

3D Secure - SMS OTP

Experience a more convenient and secured way for HSBC card online transactions with SMS OTP.

HSBC Visa Platinum Online Credit Card

Sign up for an HSBC Visa Platinum Credit Card to get a Welcome Offer of VND 1,800,000

Ideal for unlimited cash back on online spends

Enjoy outstanding features of HSBC Visa Platinum Credit Card

Card offers and rewards

Spend Instalment on HSBC Vietnam App

0% interest Instalment Plan with no conversion fee

0% Instalment Plan with low conversion fee

Daily offers

home&Away offers

Reward programme

Member-Get-Member Offers

Eligibility and documents

Eligibility

Required documents

Apply HSBC Visa Platinum Credit Card online now

How to apply for a Visa card online

What you should know before applying

Useful information and related documents of credit cards

Fees and Charges

How to make credit card payment

Frequently asked questions

What is an Eligible Purchase which is eligible for cash back of HSBC Platinum credit card?

When is cash back of HSBC Platinum credit card credited to my credit card account?

What situations are all Cash back in my HSBC Platinum credit card account forfeited?

Does cash back of HSBC Platinum credit card offset my card payment amount?

Explore more credit card features

How to activate your HSBC credit card

Online Bill Payment

Supplementary Card

Contactless payment

Samsung Pay

3D Secure - SMS OTP