TravelOne | Apply International Travel Credit Card

Unlock a world of travel freedom

Unlock instant travel rewards and elevated travel experiences everywhere you go with the one and only travel card you need.

Apply now for the HSBC TravelOne Credit Card

The first HSBC Credit Card to offer instant redemptions with an extensive selection of airline and hotel partners, all within the convenience of HSBC Vietnam app.

Get up to 3× reward points for your spend.

Complimentary travel insurance coverage, airport lounge visits and more.

Enjoy flexibility and convenience with outstanding benefits such as 0% instalment, home&Away, Member-Get-Member and daily promotions.

Spend, earn, and go further

Earn points and redeem them instantly[@cards-instantly]

Be spoilt for choice with instant miles and hotel points redemption with a wide range of airline and hotel partners such as Cathay Pacific, Singapore Airlines, Vietnam Airlines, AirAsia, Marriott Bonvoy and more.

3× Reward points for overseas spends[@reward-points-spend-limit]
2× Reward points for domestic travel spends[@reward-points-spend-limit]
Unlimited 1× Reward points[@reward-unlimited-points-exclusions] for all other spends

Find out how to redeem instantly

Travel in style

Redeem your Reward points at a wide variety of airline and hotel partners, quickly and easily through the HSBC mobile banking app.

Enjoy 4 complimentary airport lounge visits a year to over 1,300 global airport lounges (for primary cardholders only) - register now
12% discount for AGODA travel service booking service
Complimentary airport rides 4 times a year from BE, capped at VND150,000 per trip
Overseas administration fee only at 1.99%
Exclusive travel and lifestyle services for Mastercard® cardholders
Secure your personal data from identity theft or fraud with Mastercard ID Theft Protection™
Peace of mind with complimentary travel insurance up to VND11.5 billion

Access card offers and rewards

Convert your card purchases into flexible monthly instalments at 0% interest with no fees for up to 24 months at HSBC’s partner merchants. Or spend VND2million at non-partner merchants and enjoy preferential conversion fee from 1.99% - find out more
With home&Away offers, get up to a 50% discount year round at hundreds of HSBC worldwide partners
Up to 50% off dining, entertainment, shopping, travel, spa and beauty services - see daily offers
Refer your friends to become primary HSBC credit cardholders and enjoy rewards of up to VND5 million - see referral offer

Who can apply?

To apply for an HSBC TravelOne Credit Card, you must meet all of the following criteria:

Be at least 21 years old;
Have a minimum monthly income of VND15 million transferred from a company account if you're a salaried Vietnamese citizen, or VND40 million if you're a self-employed Vietnamese citizen, a salaried foreigner, or a Vietnamese citizen and business owner;
Be working and residing in the following cities or provinces: Phu Tho, Bac Ninh, Quang Ninh, Hung Yen, Ha Noi, Hai Phong, Ninh Binh, Hue, Da Nang, Dong Nai, Ho Chi Minh City, Tay Ninh, Can Tho, Dong Thap;
If you're a foreigner staying in Vietnam, your identification documents and residence proofs must be valid for at least 2 months from the time of card application.

You must submit these supporting documents:

Completed credit card application form
Identification documents for primary and supplementary applicant(s)
Current proof of residential address
Documentary proof of employment and income for primary applicant


Type of fees and charges	Details
Annual fee - primary card	VND1.5 million
Annual fee - supplementary card	Free
Cash advance fee at ATM (per transaction)	4% of cash advance amount (minimum VND50,000)
Minimum payment due	Fees may include: 5% of the outstanding balance* (minimum VND50,000), and Any installment repayment amount, and The greater of the overdue amount or over limit amount *The outstanding balance is statement balance amount less any installment repayment amounts.
Finance charge	36.9% per year (nil if no cash advance is used and the full statement balance is paid by due date of each credit card statement) The finance charge may be changed from time to time in accordance with the local regulatory requirements.
Late charge	3% of statement balance (minimum VND80,000, capped at VND630,000)
Administration fee applied for foreign currency transactions	1.99% of each transaction amount
Over credit limit fee	VND100,000


Type of fees and charges	Annual fee - primary card
Details	VND1.5 million

Type of fees and charges	Annual fee - supplementary card
Details	Free

Type of fees and charges	Cash advance fee at ATM (per transaction)
Details	4% of cash advance amount (minimum VND50,000)

Type of fees and charges	Minimum payment due
Details	Fees may include: 5% of the outstanding balance* (minimum VND50,000), and Any installment repayment amount, and The greater of the overdue amount or over limit amount *The outstanding balance is statement balance amount less any installment repayment amounts.

Type of fees and charges	Finance charge
Details	36.9% per year (nil if no cash advance is used and the full statement balance is paid by due date of each credit card statement) The finance charge may be changed from time to time in accordance with the local regulatory requirements.

Type of fees and charges	Late charge
Details	3% of statement balance (minimum VND80,000, capped at VND630,000)

Type of fees and charges	Administration fee applied for foreign currency transactions
Details	1.99% of each transaction amount

Type of fees and charges	Over credit limit fee
Details	VND100,000

For more details, please refer to Personal Banking Tariff (PDF, 747KB)

The following table shows a summary of limits that you should keep in mind with your credit card.


Limit	HSBC TravelOne Credit Card
Physical card validity	5 years since issuance date, subject to terms and conditions mentioned in Credit Card Cardholder Agreement (PDF).
Credit limit	From VND20 million to VND1 billion
Purchase limit	Up to 100% of the credit limit (overlimit is allowed within our accepted limit)
Cash withdrawal limit	Up to 30% of the credit limit, capped at VND100 million per month; and limit of each transaction and each day is as following, depending on whichever lower: Domestic: VND16 million per transaction Overseas: VND16 million per transaction or VND30 million per day
Supplementary cards	Up to 2 supplementary cards for direct relatives of the primary cardholder


Limit	Physical card validity
HSBC TravelOne Credit Card	5 years since issuance date, subject to terms and conditions mentioned in Credit Card Cardholder Agreement (PDF).

Limit	Credit limit
HSBC TravelOne Credit Card	From VND20 million to VND1 billion

Limit	Purchase limit
HSBC TravelOne Credit Card	Up to 100% of the credit limit (overlimit is allowed within our accepted limit)

Limit	Cash withdrawal limit
HSBC TravelOne Credit Card	Up to 30% of the credit limit, capped at VND100 million per month; and limit of each transaction and each day is as following, depending on whichever lower: Domestic: VND16 million per transaction Overseas: VND16 million per transaction or VND30 million per day

Limit	Supplementary cards
HSBC TravelOne Credit Card	Up to 2 supplementary cards for direct relatives of the primary cardholder

Please note:

Your overseas cash withdrawal limit is subject to State Bank of Vietnam (SBV) regulations
You can apply for a supplementary card for your spouse or family member. But your credit limit won't increase. Instead, the total credit limit will be shared across both the supplementary cards and the primary card

Apply now

Ready to enjoy amazing rewards?

Apply online in just a few steps and you'll soon be on your way to receiving your welcome gift.

Apply online This link will open in a new window

Continue your application

To continue with your application, select the 'Resume application' button below.

Resume application This link will open in a new window

Frequently asked questions

Step 1: Download the Mastercard Travel Pass app on the App Store or Google Play and sign up as a member or log on to your Mastercard Travel Pass account if you're already a member.

Step 2: Enter your TravelOne Credit Card details (that is, your card number, CVC, expiry date and country of issuance)

Step 3: Enter your name as shown in your passport

Step 4: Create a password

Step 5: Your account will be created

Then simply use the membership number stored under 'Membership' when visiting airport lounges.

With the app, you can also view the airport lounges available, keep track of your usage history and access many more services.

Step 1: Log on to the HSBC Vietnam app & select your HSBC TravelOne Card.

Step 2: Select 'Redeem your points', then 'Airline Miles' or 'Hotel Points'.

Step 3: Enter your details, including your airline/hotel program membership ID and the number of points you want to redeem.

Step 4: Review your order, read the terms and conditions and select 'Submit'.

Step 1: Visit https://www.agoda.com/vnmastercard.

Step 2: Select the destination, dates and number of travellers.

Step 3: Select the eligible pre-paid hotels and room types (hotels with “Promotion Eligible” label).

Step 4: Pay with your HSBC TravelOne Credit Card to enjoy your discount.

All hotel offers are governed by Agoda's terms and conditions.

Other frequently asked questions

It's quick and easy to activate your card using the HSBC Vietnam app.

Spread the love – share and enjoy the same privileges, conveniences and rewards with your loved ones.

Access secure banking anywhere on the go and get a free debit card.

Dine, shop and have fun with up to 8% cashback.

HSBC TravelOne Credit Card

Unlock a world of travel freedom

Latest offers

Open up a world of elevated travel

Instant redemption

Earn accelerated points

Travel privileges

Flexible card features

Spend, earn, and go further

Earn points and redeem them instantly[@cards-instantly]

Travel in style

Access card offers and rewards

Who can apply?

See what you need to apply

Important documents

Fees and charges

Card limits to take note of

Apply now

Ready to enjoy amazing rewards?

Continue your application

Frequently asked questions

How do I get airport lounge access?

How do I redeem HSBC TravelOne Credit Card reward points?

How do I get hotel discounts?

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Notes

Disclaimer