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Instalment Plan

0% interest instalment plan

Enjoy flexible payments at hundreds of participating merchant outlets nationwide, from fashion stores to education and medical centres, with HSBC's Card Installment Plan. Enjoy interest-free installment payments for up to 12 months at no additional cost.


  • 0% interest, 0 conversion fee
  • Buy now and pay later. Make one payment each month for a period of 3, 6, 9 or 12 Months
  • No supporting documents required
  • Continue to earn Rewards points to redeem for fabulous rewards with Rewards and Mileage program

Monthly Instalment Example

Instalment period 3 months 6 months 9 months 12 months
Monthly instalment amount (VND) 4,000,000

Monthly Instalment Example

Instalment period Monthly instalment amount (VND)
3 months 4,000,000
6 months 2,000,000
9 months 1,333,333
12 months 1,000,000

How to apply

  • Settle payment by using your HSBC Credit Card as usual.
  • Please (1) complete the HSBC 0% Interest Installment Plan application form at any HSBC preferred merchant or (2) Text the message format used for each merchant to register the 0% Interest Installment Plan.  Please click on "Find out more" to apply the correct method.
  • Your monthly repayment amount will be displayed on your monthly HSBC Credit Card statement, just like a normal transaction.

Note: The instalment amount is equal to the transaction amount.

By requesting and applying this service, the cardholder hereby agrees with the Instalment Plan Program's Terms & Conditions and will be bound by them.